Strategic General Insurance Product Lead

Blue Cross; Hong Kong; On-site; HKD 900,000 - 1,300,000; Full time

Job summary

Blue Cross in Hong Kong seeks a Strategic Product Owner to lead the development and management of general insurance products, ensuring alignment with growth and market competitiveness. You will drive end-to-end product lifecycle including design, pricing, reinsurance, and operational workflows, focusing on scalable, customer-centric solutions.

This role requires collaboration with regulators and internal governance, and coordination with underwriting, distribution, marketing, claims, finance,

Qualifications

• Bachelor’s degree in insurance or Business Administration field.
• Minimum 8 years of progressive experience in product development, underwriting or project management, including at least 5 years in management roles.
• Proven track record in driving new product design and operational workflow, preferably financial-line products.
• Strong leadership, negotiation, and stakeholder management skills.
• Excellent communication and analytical skills.
• Fluency in English and Chinese.

Responsibilities

• Lead development and revamp of emerging General Insurance products, with a strong focus on financial lines (e.g. D&O, PI, Cyber, FI risks).
• Conduct market analysis, industry trend and competitor review to identify product opportunities and enhance competitiveness.
• Design and implement product features, pricing frameworks, and underwriting guidelines, ensuring alignment with business strategy and risk appetite. Ensure profitability and sustainability.
• Establish and manage reinsurance arrangements, including both treaty and facultative placements for large or complex risks.
• Develop and implement end‑to‑end operational workflows on new products with clear SOPs and service standards.
• Ensure all products comply with regulatory requirements and internal governance standards.

Skills

Leadership

Stakeholder management

Communication

Analytical skills

Bilingual English/Chinese

Education

Bachelor’s degree in Insurance or Business Administration

Job description

Blue Cross in Hong Kong seeks a Strategic Product Owner to lead the development and management of general insurance products, ensuring alignment with growth and market competitiveness. You will drive end-to-end product lifecycle including design, pricing, reinsurance, and operational workflows, focusing on scalable, customer-centric solutions.

This role requires collaboration with regulators and internal governance, and coordination with underwriting, distribution, marketing, claims, finance,