General Insurance Product Leader (EN/CN)

AIA International Limited.; Hong Kong; On-site; HKD 1,000,000 - 1,500,000; Full time

Job summary

Blue Cross in Hong Kong is seeking a seasoned Product Head / Senior Manager to own the end-to-end development and management of the general insurance product portfolio. The role translates market opportunities into viable product propositions and drives products from concept through launch and ongoing performance.

This is a highly cross-functional role requiring collaboration with actuarial, underwriting, distribution, claims, operations, technology, risk, and compliance, plus regular updates to

Qualifications

• 10+ years of experience in general insurance product development or product management.
• End-to-end ownership of at least one full product launch.
• Experience drafting T&Cs, policy schedules, and product launch documentation.
• Strong understanding of actuarial principles, underwriting, and claims.
• Fluent English and Chinese with excellent communication skills.

Responsibilities

• Conduct market research, competitor benchmarking, and customer insight analysis.
• Manage full product development lifecycle - from ideation, feasibility, and business case approval.
• Design and implement product features, T&Cs, ensuring alignment with business strategy, pricing and risk appetite.
• Develop and maintain project plans, milestones, and deliverables; proactively manage risks, dependencies, and timelines across all stakeholders.
• Prepare comprehensive product launch packs for distribution channels, including product summaries, sales guides, FAQs, training materials.
• Ensure all products comply with regulatory requirements and internal governance standards.
• Collaborate with the Claims team to ensure product design supports fair, efficient claims outcomes and to incorporate claims insights into product iterations.
• Engage Sales Channels to ensure product marketability, channel readiness, and go-to-market execution.
• Prepare and deliver product presentations, business cases, and performance reviews to Senior Management and Product Committee.
• Conduct post-launch reviews and drive product enhancements or remediation as needed.

Skills

Excellent communication and analytical

Fluency in English and Chinese

Manage full product development life

Education

Bachelor's degree in Business/Actuarial/Finance/Insurance

Tools

Excel

PowerPoint

Job description

Blue Cross in Hong Kong is seeking a seasoned Product Head / Senior Manager to own the end-to-end development and management of the general insurance product portfolio. The role translates market opportunities into viable product propositions and drives products from concept through launch and ongoing performance.

This is a highly cross-functional role requiring collaboration with actuarial, underwriting, distribution, claims, operations, technology, risk, and compliance, plus regular updates to