Senior Manager / Assistant Vice President, Deposit Management

China CITIC Bank International Limited; Hong Kong; On-site; HKD 380,000 - 680,000; Full time

Job summary

China CITIC Bank International Limited is seeking a results-driven professional to assist in proactive deposit portfolio management and the development of marketing strategies for deposit products and payment services, driving incremental revenue based on MIS, market trends, and the bank's strategic direction.

You will collaborate with multiple sales channels, liaise with internal and external parties, prepare reports and proposals for senior management, conduct competitive and customer behavior

Qualifications

• Degree holder in Finance / Economics or related disciplines.
• Minimum 5 years of solid experience in product development/ management for deposit, loans, card investment or insurance products, preferably in banking.
• Sound knowledge of retail banking products (debit/ATM cards, deposits) and payment vehicles.
• Proficient in English and Chinese (Putonghua).

Responsibilities

• Assist in proactive deposit portfolio management and payment business growth.
• Assist in marketing strategy development and campaigns to enhance deposits and payments.
• Conduct data mining and MIS analysis to inform decisions and insights.
• Support new initiatives, product development, and system/process enhancements.
• Collaborate with sales channels to achieve business targets.
• Prepare reports and business proposals for senior management.
• Perform competitive analysis and monitor campaign performance.
• Analyze customer/ product/ campaign MIS for improvement of deposit business.
• Ensure compliance with AML/CFT controls and CNCBI policies.

Skills

Data analysis

Marketing strategy

Project management

Bilingual English/Chinese

Education

Degree in Finance

Economics or related

Job description

Assist in proactive deposit portfolio management and payment business based on MIS, market trend, bank’s strategy as well as macro economy

Assist in the development of marketing strategies and marketing campaigns to enhance deposit products and payment business, and create incremental revenue to the business

Assist in formulation of holistic deposit product and payment business proposition through ongoing & robust data mining (customer behavior analysis), insight from customer voice as well as learning from professional target marketing activities

Support new initiatives and participate in new product development and system / process enhancement projects

Work closely with different sales channels to achieve business targets

Liaise with internal departments, and other external parties to deliver quality service and achieve business deliverables in an effective and timely manner

Participate in planning, implementing and monitoring of marketing campaign performance and competitiveness and develop marketing materials including above-the-line and below-the-line campaigns

Prepare relevant reports for program tracking and evaluation for continuous improvement

Prepare relevant business proposals and reports for presentation to senior management

Perform competitive analysis with constructive advice for competitiveness

Analyze customer / product / campaign MIS to understand customer behaviour, and trend for continuous improvement of the designated areas of deposit business

Support frontline and adhere to anti-money laundering and counter terrorist financing controls in accordance with regulatory standards and CNCBI policies.

Demonstrates initiative to go beyond the normal routine and look for new ways to add value.

Requirements

Preferably a Degree holder or equivalent in Finance / Quantitative Analysis / Business Analytics / Economics or related disciplines

Minimum of 5 years of solid experience in product development/ management for deposit, loans, card investment or insurance products preferably in banking field

Sound retail banking product (e.g. Debit card, ATM card, CA/SA etc) and payment vehicle (e.g. FPS, QR code payment, cross-border payment) knowledge & understanding of basic regulatory requirements

Good project management, presentation and communication skills

Good command of written and spoken English and Chinese (including Putonghua)

Personal data collected will be used for recruitment related purposes only. Applicants not invited for interview within 6 weeks may consider their applications unsuccessful. However, applicants may be considered for other suitable positions within the Group for a period of not more than 2 years. Personal data will be destroyed at any time after 3 months.

China CITIC Bank International is committed to being an equal opportunities employer and intends to provide a work environment free of unlawful discrimination or harassment. All employment decisions will be made in a non-discriminatory manner.