Remittance Operations Specialist (SWIFT & Payments)

Morgan Philips Hong Kong Limited; Hong Kong Island; On-site; HKD 480,000 - 720,000; Full time

Benefits offered by this job

Competitive remuneration

Global payment exposure

Regulatory controls & compliance

Job summary

Morgan Philips Hong Kong Limited partners with a leading international bank to recruit a Senior Officer, Remittance Operations in Hong Kong. You will manage daily payment activities, review SWIFT messages, and ensure AML/compliance while coordinating with Front Office and Operations teams.

You will perform maker/checker duties, daily reconciliations, and contribute to UAT and system enhancements to strengthen controls and processing efficiency.

Qualifications

• Minimum 3 years of banking operations experience, preferably within remittance, payment operations, settlement, or transaction banking.
• Hands-on experience in SWIFT, CHATS, RTGS, FPS, inward and outward remittances.
• Knowledge of AML, sanctions screening, KYC/CDD, and payment investigation processes.
• Experience performing maker/checker functions and handling transaction reconciliations.
• Strong communication skills to liaise with Front Office, Relationship Managers, and Operations.
• Fluency in Cantonese and English; Mandarin is advantageous.

Responsibilities

• Perform checker duties on daily payment and remittance transactions to ensure accuracy and compliance with internal procedures.
• Review and investigate SWIFT messages and payment transactions, escalating exceptions and irregularities where appropriate.
• Conduct transaction screening and perform Level 1 reviews on flagged payment instructions.
• Liaise with Front Office, Relationship Managers, and internal stakeholders to resolve payment-related enquiries and discrepancies.
• Perform daily reconciliations, process transaction postings, bank charges, and investigate outstanding breaks.
• Prepare daily, monthly, and regulatory reports in accordance with internal control requirements.
• Participate in UAT, system enhancement projects, contingency drills, and process improvement initiatives.
• Review and maintain operational procedures to ensure compliance with regulatory and internal control standards.

Job description

Morgan Philips Hong Kong Limited partners with a leading international bank to recruit a Senior Officer, Remittance Operations in Hong Kong. You will manage daily payment activities, review SWIFT messages, and ensure AML/compliance while coordinating with Front Office and Operations teams.

You will perform maker/checker duties, daily reconciliations, and contribute to UAT and system enhancements to strengthen controls and processing efficiency.