Remittance Officer/ Analyst

Morgan Philips Hong Kong Limited; Hong Kong Island; On-site; HKD 480,000 - 720,000; Full time

Benefits offered by this job

Competitive remuneration

Global payment exposure

Regulatory controls & compliance

Job summary

Morgan Philips Hong Kong Limited partners with a leading international bank to recruit a Senior Officer, Remittance Operations in Hong Kong. You will manage daily payment activities, review SWIFT messages, and ensure AML/compliance while coordinating with Front Office and Operations teams.

You will perform maker/checker duties, daily reconciliations, and contribute to UAT and system enhancements to strengthen controls and processing efficiency.

Qualifications

• Minimum 3 years of banking operations experience, preferably within remittance, payment operations, settlement, or transaction banking.
• Hands-on experience in SWIFT, CHATS, RTGS, FPS, inward and outward remittances.
• Knowledge of AML, sanctions screening, KYC/CDD, and payment investigation processes.
• Experience performing maker/checker functions and handling transaction reconciliations.
• Strong communication skills to liaise with Front Office, Relationship Managers, and Operations.
• Fluency in Cantonese and English; Mandarin is advantageous.

Responsibilities

• Perform checker duties on daily payment and remittance transactions to ensure accuracy and compliance with internal procedures.
• Review and investigate SWIFT messages and payment transactions, escalating exceptions and irregularities where appropriate.
• Conduct transaction screening and perform Level 1 reviews on flagged payment instructions.
• Liaise with Front Office, Relationship Managers, and internal stakeholders to resolve payment-related enquiries and discrepancies.
• Perform daily reconciliations, process transaction postings, bank charges, and investigate outstanding breaks.
• Prepare daily, monthly, and regulatory reports in accordance with internal control requirements.
• Participate in UAT, system enhancement projects, contingency drills, and process improvement initiatives.
• Review and maintain operational procedures to ensure compliance with regulatory and internal control standards.

Job description

We are partnering with a leading international bank that is seeking an experienced Senior Officer, Remittance Operations to join its Operations team in Hong Kong. This is an excellent opportunity for banking professionals with experience in payments, remittances, SWIFT operations, and transaction screening to further develop their career within a dynamic banking environment.

Key Responsibilities

Perform checker duties on daily payment and remittance transactions to ensure accuracy and compliance with internal procedures.

Review and investigate SWIFT messages and payment transactions, escalating exceptions and irregularities where appropriate.

Conduct transaction screening and perform Level 1 reviews on flagged payment instructions.

Liaise with Front Office, Relationship Managers, and internal stakeholders to resolve payment-related enquiries and discrepancies.

Perform daily reconciliations, process transaction postings, bank charges, and investigate outstanding breaks.

Prepare daily, monthly, and regulatory reports in accordance with internal control requirements.

Participate in UAT, system enhancement projects, contingency drills, and process improvement initiatives.

Review and maintain operational procedures to ensure compliance with regulatory and internal control standards.

Requirements

Minimum 3 years of banking operations experience, preferably within remittance, payment operations, settlement, or transaction banking.

Hands-on experience in SWIFT, CHATS, RTGS, FPS, inward and outward remittances.

Knowledge of AML, sanctions screening, KYC/CDD, and payment investigation processes.

Experience performing maker/checker functions and handling transaction reconciliations.

Strong attention to detail with the ability to identify and resolve operational issues effectively.

Experience participating in UAT, system implementation, or operational projects is an advantage.

Strong communication skills and ability to liaise with stakeholders across Front Office, Middle Office, and Operations teams.

Fluency in Cantonese and English is required; Mandarin is advantageous.

What's on Offer

Opportunity to join a reputable international banking institution.

Exposure to global payment operations, SWIFT, correspondent banking, and regulatory controls.

Stable team environment with opportunities for career progression and professional development.

Competitive remuneration and comprehensive employee benefits.