Relationship Manager, Commercial Banking

PeopleSearch Limited; Hong Kong; On-site; HKD 600,000 - 1,000,000; Full time

Benefits offered by this job

Job summary

PeopleSearch Limited is recruiting a Relationship Manager for Commercial Banking. The role focuses on managing relationships with corporate clients and delivering financial solutions. You will assess client needs, propose loans, cash management, and investment products, and work with credit, treasury and operations to ensure service delivery.

English and Chinese proficiency is required. Candidates should have a degree in business/finance and at least 3 years in commercial banking, with strong

Qualifications

• 3+ years in Commercial Banking, able to manage lending and deposit portfolios independently.
• Strong knowledge of commercial banking products and services.
• Solid financial analysis and credit evaluation skills.
• Excellent communication, interpersonal and presentation skills.
• Senior Relationship Manager level candidates welcome.
• Proficient in English and Chinese (written and spoken).

Responsibilities

• Build and maintain relationships with commercial banking clients as the primary contact.
• Identify and seek new business opportunities through proactive outreach and networking.
• Evaluate client financial needs and recommend banking products and services.
• Manage credit risk and loan portfolio quality through analysis and monitoring.
• Collaborate with credit, treasury and operations to deliver services.
• Stay up-to-date with industry trends to anticipate changes affecting the bank.

Skills

Relationship management

Credit analysis

Financial analysis

Communication

Presentation skills

Bilingual English/Chinese

Education

Bachelor’s degree in Business/Finance

Job description

Relationship Manager, Commercial Banking

Our client, a leading commercial bank, is seeking relationship managers to join their team to look after their Commercial & Institutional banking clients.As a Relationship Manager in Global banking, you will be responsible for managing and maintaining relationships with corporate clients, providing them with financial solutions and services. You will work closely with various departments within the bank to identify opportunities for growth and to ensure that the clients' needs are being met.

Responsibilities

Build and maintain relationships with commercial banking clients, serving as the primary point of contact for all financial needs.

Identify and seek out new business opportunities from existing and potential clients through proactive outreach and networking.

Evaluate client financial needs and recommend appropriate banking products and services, including loans, credit lines, cash management, and investment products.

Manage credit risk and ensure loan portfolio quality through effective credit analysis, monitoring, and timely actions to mitigate risks.

Collaborate with other departments within the bank, including credit, treasury, and operations, to ensure timely and accurate delivery of services to clients.

Keep up-to-date with industry trends and economic developments to anticipate changes and opportunities that could impact the bank's business.

Requirements

Degree or above with major in Business Administration, Finance, or related disciplines

At least 3 years relevant experiences in Commercial Banking, capable of handling lending and deposit portfolio independently

Good knowledge on commercial banking products and services

Strong financial analysis and credit evaluation skills with the ability to identify and mitigate risks

Excellent communication, interpersonal, and presentation skills, with the ability to effectively communicate complex financial concepts to clients and internal stakeholders

Experience candidate will be considered as senior relationship manager

Welcome retail banking background candidates with account opening experience

Good command of both verbal and written English and Chinese