Mortgage Underwriter jobs in United Kingdom

Client: Davies Talent Solutions

Location: Portsmouth, Hampshire, United Kingdom

Job Category: Other

EU work permit required: Yes

Job Views: 1

Posted: 25.05.2025

Expiry Date: 09.07.2025

Our client, a motor finance lender, is looking to appoint an ambitious Underwriter to join their growing team and support expansion plans.

The role involves assessing a customer’s ability to afford loan repayments, reviewing and analyzing customer account information and data from credit referencing agencies.

The key responsibilities include:

1. Ensuring sufficient data is available to produce accurate credit reports.
2. Aligning the credit profile with the firm’s risk appetite.
3. Establishing lending limits for individual customers.
4. Verifying that the vehicle meets lending criteria.
5. Engaging and collaborating with internal and external stakeholders, such as the Acquisition team and brokers.

This is a vital role supporting the growth of an exciting business, offering opportunities for progression and development.

The ideal candidate will have at least one year of underwriting experience within a motor finance company. They should be analytical, detail-oriented, able to communicate effectively with stakeholders, comfortable in a high-paced, high-volume environment, and adaptable with the ingenuity to explore alternative solutions for the benefit of the firm and customers.