Underwriter - Existing Business

hireful; Gloucester; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading insurance provider in the UK is seeking a Commercial Underwriter to support specialist portfolios. The ideal candidate will have experience in underwriting UK commercial lines, strong negotiation skills, and the ability to build excellent broker relationships. This role offers opportunities for professional development within a collaborative team environment.

Benefits

Professional development

Collaborative team culture

Qualifications

• Proven experience as a Commercial Underwriter in UK commercial lines.
• Confident negotiator with excellent broker relationship and trading skills.
• Sound judgement, numerical aptitude, and comfort using MI to inform decisions.

Responsibilities

• Underwrite new and renewal business ensuring profitability.
• Assess risk quality, negotiate pricing, and manage referrals.
• Build strong relationships with brokers for timely decisions.

Skills

Commercial Underwriting expertise

Negotiation skills

Property Damage/BI knowledge

Public Liability familiarity

Education

Cert CII/Dip CII or progress towards

Tools

E-trade platforms

Job description

Underwriter - Existing Business

Q Underwriting was created from multiple underwriting brands with extensive history in their chosen niches. Q Underwriting provides 30+ niche commercial lines products – all backed by A rated insurers. All our products are underwritten in-house by Q’s experienced team and can be traded via the Qtrade portal or by direct access to empowered underwriters.

We are looking to add an Underwriter to our team supporting our specialist portfolios.

You’ll help us grow profitably through sound risk selection, fair pricing, and outstanding broker relationships.

What you’ll be doing

• Underwrite new and renewal business within authority, ensuring profitability and compliance with underwriting guidelines.
• Assess risk quality, structure terms, and negotiate pricing for Property, Liability, and Combined package risks.
• Manage referrals, complex cases, and capacity partner requirements with accuracy and pace.
• Build and maintain strong relationships with brokers; deliver timely decisions and market-leading service.
• Monitor portfolio performance and contribute to corrective actions using MI and data insights.
• Support product development and trading initiatives; share market feedback to enhance propositions.
• Uphold governance standards, documentation quality, and audit readiness.
• Champion continuous improvement across processes, systems, and trading efficiency.

What we’re looking for

• Proven experience as a Commercial Underwriter in UK commercial lines.
• Knowledge of the Charity & Faith sector is advantageous but not essential.
• Strong technical underwriting skills across core classes (Property Damage/BI, Employers’/Public Liability, Package/Combined).
• Confident negotiator with excellent broker relationship and trading skills.
• Sound judgement, numerical aptitude, and comfort using MI to inform decisions.
• Clear, concise communication and high-quality file management.
• Familiarity with e-trade and underwriting platforms; agile with new tools and processes.
• Professional qualifications (Cert CII/Dip CII) or progress towards them preferred.
• Right to work in the UK and willingness to travel as needed.

Why Q Underwriting

• Opportunity to shape a growing specialist portfolio with real impact.
• Supportive, collaborative team culture within PIB Group.
• Professional development and career progression.

Why PIB Group?

PIB Group is one of the UK’s fastest-growing insurance businesses, offering real career progression, professional development, and a collaborative culture where your work truly matters.

We encourage our people to be collaborative, with entrepreneurship at our core. We are a fast-paced, growing organisation and an exciting place to be. We also value ambition and creative thinking. You don’t have to tick every box to apply, if you bring fresh ideas and a drive to grow.

Inclusion & Accessibility

We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation, or any other characteristic protected by law.