Senior SME Relationship Lending Manager

Allica Bank; Manchester; Ibrido; GBP 60.000 - 90.000; Tempo pieno

Vantaggi offerti da questo lavoro

Full onboarding support and continued

Flexible working

Pension contributions

Discretionary bonus scheme

Private health cover

Life assurance

Family friendly policies including M &

Descrizione del lavoro

Allica Bank is seeking a proactive Central Relationship Manager to manage a portfolio of established SMEs, delivering secured lending, current accounts and savings while driving growth. You will engage with clients, assess credit considerations, and work cross-functionally to provide a seamless service.

You should bring strong SME banking knowledge, excellent relationship skills, and a track record of building high-value, trust-based networks. Hybrid working and flexible arrangements are offered.

Competenze

• Proven ability to manage a centralised portfolio of local SMEs.
• Strong credit skills, including analysing financial accounts.
• Excellent interpersonal and communication skills with evidence of progression.

Mansioni

• Manage a centralised portfolio of local SMEs, providing secured SME lending (mortgages & asset finance) alongside current accounts and savings.
• Engage with clients to grow the portfolio and discuss business plans and ambitions.
• Monitor credit risk, identify early warning signs, and fulfill credit requests.
• Originate lending opportunities from enquiry to completion and prepare credit papers per policy.
• Deliver the portfolio business plan and develop personal objectives and development plans.
• Collaborate with colleagues and advisors to structure new lending proposals and credit applications.

Conoscenze

Relationship management

Credit risk analysis

SME banking knowledge

Communication / stakeholder management

Descrizione del lavoro

Allica Bank is seeking a proactive Central Relationship Manager to manage a portfolio of established SMEs, delivering secured lending, current accounts and savings while driving growth. You will engage with clients, assess credit considerations, and work cross-functionally to provide a seamless service.

You should bring strong SME banking knowledge, excellent relationship skills, and a track record of building high-value, trust-based networks. Hybrid working and flexible arrangements are offered.