Senior Real Estate Underwriter

Intact Insurance UK; Horsham; Hybrid; GBP 60,000 - 90,000; Full time

Benefits offered by this job

Annual discretionary bonus

Up to 11% pension contributions

Hybrid working + flexible hours

25 days annual leave + bank holidays + buy/sell options

Health & wellbeing + virtual GP

Career development and mentoring

Inclusive culture + employee networks

Share investment options

Job summary

A leading insurance firm in the United Kingdom is seeking a Senior Real Estate Underwriter to join their Commercial Lines team on a hybrid basis. The role involves underwriting and negotiating Real Estate business, building strong broker relationships, and applying pricing strategies for sustainable growth. Candidates should have extensive experience in Real Estate underwriting, excellent communication skills, and a detail-oriented approach. This position offers a range of benefits including an annual bonus and flexible working options.

Qualifications

• Extensive experience in Real Estate, Commercial and Residential Property Owners Underwriting.
• Be able to act as a referral point to less experienced colleagues.
• A sharp eye for detail and a head for strategy.
• Excellent communication skills.
• The ability to build and maintain relationships with brokers.

Responsibilities

• Underwriting and negotiating Real Estate business including Blocks of Flats and various property owners.
• Building and maintaining excellent broker relationships.
• Applying pricing strategies and risk assessment techniques.
• Collaborating to share insights and improve underwriting practices.
• Contributing to process improvements and supporting team ideas.
• Representing the brand at meetings and industry events.

Skills

Extensive experience in Real Estate, Commercial and Residential Property Owners Underwriting

Ability to act as a referral point to less experienced colleagues

Sharp eye for detail and head for strategy

Excellent communication skills

Ability to build and maintain relationships with brokers

Job description

Senior Real Estate Underwriter

Intact Insurance UK (formerly RSA) is looking for a Senior Real Estate Underwriter to join our Commercial Lines team on a hybrid basis.

Responsibilities

• Underwriting and negotiating new and/or renewal Real Estate business to include Blocks of Flats and Residential and Commercial Property Owners business
• Building and maintaining excellent broker relationships through regular engagement
• Applying pricing strategies and risk assessment techniques to drive sustainable profitable growth
• Collaborating with colleagues to share insights and improve underwriting practices
• Contributing to process improvements and supporting broker team ideas
• Representing our brand at broker meetings, industry events and field visits as needed

Skills & Experience

• Extensive experience in Real Estate, Commercial and Residential Property Owners Underwriting
• Be able to act as a referral point to less experienced colleagues
• A sharp eye for detail and a head for strategy
• Excellent communication skills
• The ability to build and maintain relationships with brokers

Benefits

• Annual discretionary bonus
• Up to 11% pension contributions
• Hybrid working + flexible hours
• 25 days annual leave + bank holidays + buy/sell options
• Health & wellbeing + virtual GP
• Career development and mentoring
• Inclusive culture + employee networks
• Share investment options

Our DEI Commitment

We celebrate individuality and believe our differences make us stronger. We’re proud to foster a culture where everyone feels respected, valued, and empowered to thrive. As an Equal Opportunity and Disability Confident Employer, we ensure fair consideration for all applicants and offer interviews to all disabled candidates who meet the essential criteria. We understand that everyone’s circumstances are different and are happy to explore flexible working options such as reduced hours or job shares to support work‑life balance. If you meet the core criteria but not every requirement, we’d still love to hear from you. Let’s explore how this role could support your next career step. If you need adjustments during the recruitment process, just let us know we’re here to support you.

Employment Details

Seniority level: Mid‑Senior level

Employment type: Full‑time

Job function: Finance and Sales

Industries: Insurance