Senior Property & Casualty Underwriter

Intact Insurance UK; Birmingham; Hybrid; GBP 55,000 - 90,000; Full time

Benefits offered by this job

Annual discretionary bonus

Hybrid working + flexible hours

25 days annual leave + bank holidays

Health & wellbeing programs

Career development and mentoring

Inclusive culture + employee networks

Share investment options

Job summary

Intact Insurance is transforming the UK market with a disciplined underwriting approach for Property & Casualty, leading with broker partnerships and strategic growth. You will influence pricing, risk assessment, and decision-making to deliver high-quality outcomes.

The role emphasizes collaboration, client engagement, and ongoing development within a supportive, hybrid-working environment.

Qualifications

• Extensive experience in Property & Casualty underwriting is essential.
• Ability to build and maintain broker relationships with confidence.
• Strong communication and negotiation skills across stakeholders.
• Strategic thinker with a focus on profitable growth.

Responsibilities

• Underwrite and negotiate new and existing Property & Casualty business within authority.
• Engage with brokers regularly to strengthen relationships and drive opportunities.
• Apply pricing strategies and risk assessment to support profitable growth.
• Collaborate with peers to share insights and improve underwriting practices.

Skills

Underwriting (P&C)

Broker relationships

Communication skills

Strategic thinking

Job description

Intact Insurance is the new name for RSA in the UK, Ireland, and across Europe. It’s a new name and a new way to do business. Backed by global expertise and a commitment to service that feels different, we’re focused on making insurance simpler, faster, and more responsive.

Intact Insurance is the new name for RSA in the UK, Ireland, and across Europe. It’s a new name and a new way to do business. Backed by global expertise and a commitment to service that feels different, we’re focused on making insurance simpler, faster, and more responsive.

Shape the future

We’re leading a transformation in insurance helping people, businesses and society prosper in good times and be resilient in bad times. When you join us, you’re not just taking a job, you’re stepping into a career where you can make a real difference.

Grow with us

We’re customer-driven, community-focused, and committed to helping our people grow. Whether you’re early in your journey or bringing years of experience, we’ll support you with the tools, flexibility, and opportunities to thrive.

Win as a team

This role is within the Commercial Lines Regions business and reports to a Commercial Manager. The role is accountable for delivering high‑quality underwriting outcomes through broker relationships, while coaching and supporting underwriters to build capability and drive consistent team performance.

You’ll Make An Impact By

• Underwriting and negotiating new and/or existing Property & Casualty business within your authority
• Building and maintaining excellent broker relationships through regular engagement
• Applying pricing strategies and risk assessment techniques to drive profitable growth
• Collaborating with colleagues to share insights and improve underwriting practices
• Contributing to process improvements and supporting broker team ideas
• Representing our brand at broker meeting, industry events and field visits as needed

Your Skills And Experience

• Extensive experience of Property & Casualty Underwriting is essential
• A sharp eye for detail and a head for strategy
• Excellent communication skills
• The ability to build and maintain relationships with brokers

Why You’ll Love It Here

Being part of our team means you’ll have the support and freedom to bring your best self to work each day. As a permanent member, here’s what you can look forward to:

• Annual discretionary bonus
• Up to 11% pension contributions
• Hybrid working + flexible hours
• 25 days annual leave + bank holidays + buy/sell options
• Health & wellbeing + virtual GP
• Career development and mentoring
• Inclusive culture + employee networks
• Share investment options

Our DEI Commitment

We celebrate individuality and believe our differences make us stronger. We’re proud to foster a culture where everyone feels respected, valued, and empowered to thrive.

As an Equal Opportunity and Disability Confident Employer, we ensure fair consideration for all applicants and offer interviews to all disabled candidates who meet the essential criteria.

We understand that everyone’s circumstances are different and are happy to explore flexible working options such as reduced hours or job shares to support work–life balance.

If you meet the core criteria but not every requirement, we’d still love to hear from you. Let’s explore how this role could support your next career step. If you need adjustments during the recruitment process, just let us know we’re here to support you.