Senior Property and Casualty Underwriter - Delegated

Zurich Insurance Company; England; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A global insurance leader seeks a Senior Property and Casualty Underwriter to manage and underwrite risks with Delegated Partners. Key responsibilities include assessing risks, reviewing renewals, and mentoring team members. Strong relationship-building and underwriting experience are essential. This role offers benefits like a 12% pension scheme and the opportunity to tailor holidays. Enjoy a supportive workplace committed to diversity, inclusion, and continuous development.

Benefits

12% pension scheme

Annual company bonus

Private medical insurance

Ability to buy/sell holiday days

Qualifications

• Experience in underwriting Property and Casualty lines.
• Strong relationships with Delegated Partners.
• Ability to thrive independently and in a team.

Responsibilities

• Review and analyse renewals and new business.
• Assess risks and determine coverage and premiums.
• Conduct thorough research for informed decisions.
• Coach and mentor other team members.
• Collaborate with underwriters for consistent practices.

Skills

Underwriting Property and Casualty lines

Strong relationship building skills

Coaching and mentoring

Excellent attention to detail

Fast-paced environment adaptability

Strong communication skills

Job description

Location: We’re flexible on where you are based

Closing date for applications: 26th January 2026

#LI-Hybrid

The opportunity:

Delegated Authority is a key part of what we do at Zurich and as we continue to develop and grow in this area of the market, we are looking to add a Senior Property and Casualty Underwriter to our Delegated team. This exciting role is essential to the development and growth of our Delegated Authority business.

Working with our Delegated Partners the ideal candidate will be a key relationship contact whilst providing underwriting expertise, and first‑class service to our Partners and customers. Our Delegated portfolio has a broad range of niche trades and risks so the ability to be flexible and provide creative underwriting solutions for our Partners is key.

So, what will you be doing?

As a Senior Property and Casualty Underwriter in Delegated you’ll be working closely with our Delegated Partners and be responsible for managing and underwriting risks across a varied and unique list of trades. As a senior member of the team, you will also be required to act as a referral, point and help coach and develop other members of the team. You will also oversee the activities required to deliver outstanding service in a Delegated environment including overseeing workloads and authority progression.

If you spot ways, to improve things or do them differently, you will have the opportunity to drive change and improve the effectiveness and efficiency of our delegated underwriting processes.

Your key responsibilities:

• Review and analyse renewals, new business and midterm adjustments that fall outside of our Partners authority.
• Assess risks and determine appropriate coverage and premium rates.
• Conduct thorough research and gather necessary information to make informed underwriting decisions.
• Coaching and mentoring other team members.
• Support oversight of service delivery.
• Collaborate with other underwriters and insurance professionals to ensure accurate and consistent underwriting practices.
• Maintain up-to-date knowledge of industry trends, regulations, and best practices.

What are we looking for?

• You will be experienced in underwriting Property and Casualty lines of business.
• Ideally worked in delegated underwriting, but not essential.
• Strong relationship building skills.
• Experience in coaching and mentoring.
• Excellent attention to detail and ability to work with complex information.
• Strong communication skills and confidence in decision-making.
• Capability to thrive in a fast‑paced environment.
• Ability to work independently and as part of a team.
• Excellent organisational skills and the ability to prioritise, always keeping the customer foremost in your mind.

What will you get in return?

Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non‑contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday. Follow the link for more information about our benefits -

If you’re interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives, and contributions – then Zurich could be just the place for you. Be part of something great.

Our culture:

At Zurich, our sense of community is strong and we’re particularly passionate about diversity and inclusion, which we’ve won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs, or culture. We want our employees to reflect the diversity of our customers and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic.

We’ve an environment that places a real importance on our people’s wellbeing from a physical, mental, social, and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We’re also committed to continuous improvement, and we offer access to a comprehensive range of training and development opportunities.

We’re passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest‑established corporate trusts in the UK. In that time, we’ve awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.

So make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.