This position requires strong hands-on experience in garments manufacturing finance, banking, LC & commercial, cashflow management, and business analysis. The role will work closely with senior management to support financial planning, control, and decision-making.
Key Responsibilities
Accounts & Finance
- Oversee daily accounting activities and ensure accurate books of accounts.
- Prepare monthly, quarterly, and yearly financial statements.
- Ensure proper control of expenses, cost, and budgets.
- Monitor actual cost vs budget and report variances.
- Ensure timely payment of salaries, suppliers, and service providers.
- Handle internal and external audits and ensure audit compliance.
- Ensure compliance with Bangladesh accounting, VAT, and tax regulations.
Cashflow & Financial Planning
- Prepare and manage weekly and monthly cashflow statements.
- Forecast cash inflow and outflow and ensure smooth fund availability.
- Monitor working capital and identify cashflow risks in advance.
- Coordinate with management to prioritize payments based on cash position.
Forecasting & Budgeting
- Prepare financial forecasts (monthly, quarterly, yearly).
- Prepare annual budgets and revise forecasts based on business changes.
- Support management with financial projections for decision-making.
Feasibility & Business Analysis
- Conduct feasibility studies for new projects, buyers, machines, and capacity expansion.
- Analyze profitability of new orders, programs, and investments.
- Evaluate financial risks and returns before management approval.
Banking & Commercial
- Handle all banking activities including CC loan, OD, term loan, BBLC, and LCs.
- Prepare and manage import and export documentation.
- Coordinate with banks for LC opening, amendment, negotiation, and settlement.
- Follow up on export proceeds realization.
- Maintain strong relationships with banks and financial institutions.
Cost Control & Support
- Monitor production cost and overhead cost.
- Support merchandising and management teams with financial input when required.
- Identify opportunities for cost saving and efficiency improvement.
Team Management
- Lead and supervise accounts and commercial team members.
- Ensure accuracy, discipline, and timely reporting by the team.
Requirements
- Bachelor's or Master's degree in Accounting, Finance, or Business (CA partly qualified is a plus).
- Minimum 8-10 years of experience in garments or textile manufacturing.
- Strong knowledge of accounts, finance, commercial, and banking operations.
- Proven experience in cashflow management, forecasting, and feasibility analysis.
- Hands‑on experience with LC, BBLC, and export/import documentation.
- Good Excel and reporting skills.
- Good communication skills.
- Honest, analytical, and able to work under pressure.