Mortgage Underwriting Leader: Strategy, Growth & Compliance

The Nottingham Building Society; East Midlands; Hybrid; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Car Allowance

Bupa Healthcare

Medicash healthcare scheme

29 days annual leave

Job summary

The Nottingham Building Society is seeking a Head of Mortgage Underwriting at our Head Office in Nottingham. This senior role leads origination, underwriting and portfolio management across residential, buy-to-let, commercial and specialist lending. Hybrid working with min.

2 days in the office, a competitive salary plus car allowance, and a focus on governance, risk management and mentoring teams. You will shape strategy, drive improvements and ensure regulatory compliance to deliver

Qualifications

• Extensive experience in mortgage origination, underwriting and portfolio management across residential, buy-to-let, commercial and specialist lending.
• Strong understanding of responsible lending, mortgage operations and customer servicing best practice.
• In-depth knowledge of regulatory frameworks including MCOB and FCA requirements.
• Proven experience leading high-performing operational teams, driving excellent customer outcomes while coaching colleagues to reach their full potential.
• Strong analytical skills with the ability to interpret MI, KPIs and performance data to identify trends and risks.

Responsibilities

• Shape and deliver the Mortgage Origination and Underwriting strategy to support growth, lending and customer ambitions.
• Lead, motivate and develop high-performing teams with a customer- and intermediary-focused culture.
• Maintain robust underwriting standards, ensuring lending decisions are prudent and compliant.
• Drive operational efficiency and continuous improvement across mortgage journeys and processes.
• Use data and feedback to identify trends, manage risks and improve customer outcomes.
• Lead change initiatives and transformation programmes, embedding new ways of working.
• Ensure regulatory compliance, risk management and strong governance controls.
• Build strong relationships with brokers, solicitors, valuation partners and internal teams.
• Oversee third-party suppliers to ensure high-quality service and delivery.
• Champion resilience and business continuity for the mortgage function.

Job description

The Nottingham Building Society is seeking a Head of Mortgage Underwriting at our Head Office in Nottingham. This senior role leads origination, underwriting and portfolio management across residential, buy-to-let, commercial and specialist lending. Hybrid working with min.

2 days in the office, a competitive salary plus car allowance, and a focus on governance, risk management and mentoring teams. You will shape strategy, drive improvements and ensure regulatory compliance to deliver