Mortgage Underwriting Director – Strategy & Growth

The Nottingham Building Society; Costock; Hybrid; GBP 90,000 - 120,000; Full time

Benefits offered by this job

Car Allowance

Bupa Healthcare

Medicash healthcare scheme

29 days annual leave

Discretionary bonus

Job summary

The Nottingham Building Society is seeking a Head of Mortgage Underwriting to lead our Nottingham-based team in a hybrid role from Head Office. You will shape the mortgage origination and underwriting strategy to support growth, lending and customer ambitions, while maintaining high standards of risk control and governance.

We expect extensive experience across mortgage origination, underwriting and portfolio management, with strong regulatory knowledge and a proven track record in coaching and

Qualifications

• Extensive experience across mortgage origination, underwriting and portfolio management.
• Strong understanding of responsible lending and customer servicing best practice.
• In-depth knowledge of MCOB, FCA requirements and financial crime controls.
• Proven experience leading high-performing operational teams and coaching colleagues.
• Strong analytical skills with the ability to interpret MI, KPIs and performance data.
• Experience of operational resilience, risk management and incident recovery in a regulated environment.
• Track record delivering change, transformation and continuous improvement initiatives.
• Outstanding stakeholder management and ability to influence senior leaders and external partners.

Responsibilities

• Shape and deliver the Mortgage Origination and Underwriting strategy.
• Lead, motivate and develop high-performing teams with a customer-focused culture.
• Maintain robust underwriting standards, oversight and compliant lending decisions.
• Drive operational efficiency and service excellence across mortgage journeys.
• Use data and performance insights to identify trends, manage risks and improve outcomes.
• Lead change initiatives and transformation programmes; embed new ways of working.
• Ensure regulatory compliance, risk management and governance controls.
• Build strong relationships with brokers, solicitors, valuation partners and risk/compliance teams.
• Oversee third-party suppliers and outsourced services to ensure quality service.
• Champion operational resilience and business continuity.

Skills

Mortgage underwriting

Underwriting

Portfolio management

Regulatory compliance

Regulatory knowledge

Leadership

Stakeholder management

Data analysis

Change management

Business continuity

Job description

The Nottingham Building Society is seeking a Head of Mortgage Underwriting to lead our Nottingham-based team in a hybrid role from Head Office. You will shape the mortgage origination and underwriting strategy to support growth, lending and customer ambitions, while maintaining high standards of risk control and governance.

We expect extensive experience across mortgage origination, underwriting and portfolio management, with strong regulatory knowledge and a proven track record in coaching and