Hybrid SME Insurance Underwriter: Grow Broker Relationships

Travelers Insurance Co. Ltd.; Manchester; Hybrid; GBP 42,000 - 60,000; Full time

Job summary

Travelers Insurance Co. Ltd. is seeking an SME Underwriter to own the full trading cycle from submissions and quotes through to binds, applying sharp risk analysis to hit targets.

The role focuses on profitability, growth, and broker partnerships within a hybrid work policy that blends three days in the office with two days at home. You will underwrite, negotiate risks, and proactively manage a diverse book across multiple products, while leveraging technology to quote and bind E-Trade risk

Responsibilities

• Manage the profitability, growth, and retention of an assigned book of business comprised of low to moderately complex accounts across most of our products.
• Underwrite and skillfully negotiate risks to minimise risk and maximise profitability, including Mid Term Adjustments (MTAs).
• Proactively manage your portfolio, ensuring key performance indicators are consistently achieved and you actively target new business and retention.
• Identify and take corrective action in collaboration with your Manager / Team on individual risk characteristics identified through Portfolio Management.
• Identify and capture opportunities to write additional lines of business using knowledge of products, risk characteristics and appetite.
• Proactively utilise various technology platforms to quote and bind E-Trade risk efficiently.
• Provide input and support the presentation of Underwriting Reviews for individual policies or portfolios and manage action points.
• Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to identify cross-selling opportunities.
• Foster and maintain relationships with brokers by phone, email or other communication channels to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite.
• Develop and execute individual pipeline (and/or retention) plans that align with the team's sales plans to drive success working in partnership with the sales team. (NB only)
• Train and mentor less experienced underwriters.
• Support and collaboration for more junior members of the team, including referrals.

Job description

Travelers Insurance Co. Ltd. is seeking an SME Underwriter to own the full trading cycle from submissions and quotes through to binds, applying sharp risk analysis to hit targets.

The role focuses on profitability, growth, and broker partnerships within a hybrid work policy that blends three days in the office with two days at home. You will underwrite, negotiate risks, and proactively manage a diverse book across multiple products, while leveraging technology to quote and bind E-Trade risk