Head of Credit Risk- Mortgages

JR United Kingdom; Shrewsbury; On-site; GBP 80,000 - 120,000; Full time

Job summary

JR United Kingdom is seeking an Interim Head of Credit Risk specializing in mortgages for an immediate-start, short-term contract role in Shrewsbury. The ideal candidate should possess extensive mortgage experience and practical knowledge in managing credit risk throughout its cycle. Key responsibilities include developing risk management frameworks and influencing the risk culture within the organization.

Qualifications

• Extensive experience working within mortgages required.
• Practical experience managing credit risk throughout the credit cycle.
• Experience leading continuous improvements.

Responsibilities

• Oversee the development and integration of risk management frameworks.
• Collaborate with internal and external partners.
• Present findings to the Board and regulators.

Skills

Credit Risk Management

Regulatory Knowledge

Risk Culture Promotion

Job description

Job Title:

Head of Credit Risk - Mortgages, Shrewsbury

Client:

MERJE

Location:

Shrewsbury, United Kingdom

Job Category:

Other

EU Work Permit Required:

Yes

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Our client is seeking an Interim Head of Credit Risk with extensive experience in mortgages. This is a short-term contract role with an immediate start.

Key Requirements:

• Extensive experience working within mortgages
• Practical experience managing credit risk throughout the credit cycle
• Knowledge of expert and judgmental lending approaches, as well as portfolio/modelled approaches to credit risk management
• Experience in developing, implementing, and embedding risk management frameworks, and collaborating with internal and external partners
• Ability to develop and integrate enhanced management information capabilities for oversight and decision-making
• Understanding of the regulatory environment related to credit risk and UK banking/financial services market trends and upcoming regulatory changes
• Experience leading continuous improvements in business-as-usual activities
• Experience presenting to the Board, Non-executive directors, or regulators
• Ability to promote a positive risk culture within teams and the organization