Development Underwriter

Lawes Consulting Group; Scotland; Hybrid; GBP 63,000 - 77,000; Full time

Benefits offered by this job

Competitive salary

Private healthcare

Pension scheme

Career development

Job summary

Lawes Consulting Group is recruiting an Development Underwriter for the Commercial Lines sector, home-based in Scotland. You’ll quote and underwrite new business, manage broker relationships, and work within delegated authority to deliver fast, accurate service.

You’ll collaborate with Business Development Managers and colleagues to meet SLAs, maintain high standards of customer care, and contribute to continuous process improvements while adhering to TCF and regulatory expectations.

Qualifications

• Minimum 2 years’ underwriting experience in commercial insurance (property/casualty).
• Cert CII or working towards ACII.
• Strong communication and relationship-building skills.
• Ability to work under pressure and meet deadlines.

Responsibilities

• Underwrite new business quotations across commercial products per appetite and SLAs.
• Support brokers with queries and maintain professional communications.
• Develop and manage broker relationships with Business Development Managers.
• Operate within delegated authority and escalate when needed.
• Identify process improvements aligned with business goals.
• Ensure compliance with Treating Customers Fairly (TCF).

Skills

Underwriting experience

Broker relationship building

Communication skills

Problem solving

Education

Cert CII or ACII in progress

Job description

Development Underwriter – Commercial Lines (Home Based)

Location: Scotland (home based)

Salary: to £70,000 DOE + excellent benefits package

ROLE OVERVIEW

A leading insurance organisation is seeking an experienced Development Underwriter to join their growing team. This is an excellent opportunity for a motivated professional who enjoys building strong broker relationships and delivering high‑quality underwriting service within the SME sector.

The successful candidate will be responsible for managing and developing a portfolio of new business, with a strong emphasis on service, trading and broker engagement. This position suits someone who thrives in a fast‑paced environment and is confident making underwriting decisions within delegated authority.

KEY RESPONSIBILITIES

• Reviewing and underwriting new business quotations across a range of commercial products, ensuring alignment with underwriting appetite and service level agreements
• Handling queries efficiently and professionally to support brokers and internal teams
• Maintaining regular communication with Business Development Managers to strengthen broker relationships
• Acting as a referral point for colleagues with lower underwriting authority
• Collaborating closely with the wider team to ensure work is completed within agreed SLAs and service standards
• Responding to broker calls in a professional, friendly and solutions‑focused manner
• Operating within delegated underwriting authority and following internal guidelines, escalating where appropriate
• Identifying opportunities to improve processes and contribute to wider business goals.
• Ensuring compliance with Treating Customers Fairly (TCF) and all regulatory expectations

PERSON SPECIFICATION

Essential Criteria

• Self‑motivated with strong influencing and relationship‑building skills
• Excellent communication abilities, both written and verbal
• Strong team player with the ability to collaborate effectively
• Organised and detail‑focused, ensuring processes and procedures are followed
• Able to perform under pressure and manage competing priorities
• Strong problem‑solving skills with a proactive approach
• Minimum 2 years’ underwriting experience within commercial insurance (property/casualty)
• Cert CII or working towards ACII

Desirable

• Experience within a similar delegated authority environment
• Advanced progression toward ACII preferred
• Additional Requirements
• A positive, professional attitude when dealing with internal and external stakeholders
• Reliable and dependable work ethic
• Commitment to upholding company values and contributing to a strong market reputation

BENEFITS

• Competitive salary
• Private healthcare
• Generous pension scheme
• Excellent career development opportunities