Development Underwriter

IDEX Consulting; Scotland; Hybrid; GBP 72,000 - 88,000; Full time

Benefits offered by this job

Performance-related bonus

Comprehensive benefits package

Home-based working across Scotland

Job summary

IDEX Consulting in Scotland is seeking a Development Underwriter for a home-based role within a commercial P&C underwriting team. You will drive new business across an established broker panel, develop agency relationships, and trade SME to mid-market risks under delegated authority.

You'll build strong broker partnerships, identify growth opportunities, and contribute to regional expansion while collaborating with service underwriters and the wider underwriting team.

Qualifications

• Solid experience in commercial P&C underwriting, ideally within the SME or mid-market segment.
• Existing relationships with commercial insurance brokers in Scotland, whether national or independent.
• Background with a composite insurer, MGA, or similar underwriting environment.
• Confidence underwriting a broad range of commercial P&C risks within delegated authority.
• A genuine track record of new business production, not solely account management.
• Self-motivated and comfortable operating in a home-based, field-facing capacity.
• You can be based anywhere in Scotland or Cumbria for this role.

Responsibilities

• Generating and underwriting new commercial P&C business across an established panel of broking partners in Scotland
• Building strong working relationships with existing broker partners to maximise new business flow
• Identifying and developing opportunities for new agency appointments, supporting the wider regional growth strategy
• Underwriting within delegated authority across the SME and mid-market commercial P&C segment
• Working closely with service underwriters and the wider regional team, who manage the ongoing servicing of the existing book
• Representing the business professionally and consistently across the Scottish broker market

Skills

Commercial P&C underwriting

New business development

Broker relationships

SME/Mid-market underwriting

Home-based

Job description

The Role

We are recruiting a Development Underwriter to join an established commercial P&C underwriting team, focused on generating and writing new business across an existing panel of broking partners in Scotland. This is a home-based, market-facing role with a clear new business remit. The regional book and existing broker relationships are already in place, supported by a dedicated service underwriting function - this role is not about managing that book day to day, but about actively growing it through new business production and broker development. You will work within a defined commercial P&C product suite, with delegated underwriting authority to trade SME and mid-market risks. As the business continues its regional growth strategy, you will also be involved in the development of new agency relationships, helping to expand the broking panel alongside your new business underwriting activity.

What You'll Be Doing

• Generating and underwriting new commercial P&C business across an established panel of broking partners in Scotland
• Building strong working relationships with existing broker partners to maximise new business flow
• Identifying and developing opportunities for new agency appointments, supporting the wider regional growth strategy
• Underwriting within delegated authority across the SME and mid-market commercial P&C segment
• Working closely with service underwriters and the wider regional team, who manage the ongoing servicing of the existing book
• Representing the business professionally and consistently across the Scottish broker market

What We’re Looking For

• Solid experience in commercial P&C underwriting, ideally within the SME or mid-market segment
• Existing relationships with commercial insurance brokers in Scotland, whether national or independent
• Background with a composite insurer, MGA, or similar underwriting environment
• Confidence underwriting a broad range of commercial P&C risks within delegated authority
• A genuine track record of new business production, not solely account management
• Self-motivated and comfortable operating in a home-based, field-facing capacity
• You can be based anywhere in Scotland or Cumbria for this role

What’s on Offer

• Salary up to £80,000, depending on experience
• Performance-related bonus scheme
• Comprehensive benefits package
• Home-based working across Scotland
• The opportunity to join an established underwriting team as part of a wider regional growth strategy, with involvement in new agency development as the business expands

Our Diversity, Equity and Inclusion Mission

At IDEX, we strive for an inclusion-first company culture where everyone is treated fairly and can bring their authentic selves to work. We recognise and acknowledge that diverse representation at every level of our business requires continuous and measurable effort. We are committed to driving conscious inclusion across our business and creating equitable pathways.