Analyst, Loans Middle Office (Credit)

MUFG; Greater London; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading financial group in London seeks a Loans Middle Office SME responsible for ensuring accurate facility management and supporting loan agreements. The ideal candidate has considerable operational experience and strong communication skills. This role emphasizes proactive resolution of queries and adherence to regulatory requirements, contributing to a client-focused environment.

Qualifications

• Considerable experience of working within a Financial Institution Middle Office.
• Operational and administrative knowledge of the loan market.
• Experience in reviewing loan agreements.

Responsibilities

• Ensure facilities under control are maintained accurately within the systems.
• Support loan agreements review from an operational perspective.
• Input facility data upon signing/activation of a loan agreement.
• Log any future updates highlighted in loan documentation.

Skills

Excellent communication skills

Proficient in standard Microsoft Office suite

Strong problem solving skills

Bilingual

Education

Additional language skills advantageous

Tools

Loan IQ

Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Overall Purpose of Job:

To act as an SME for the Loans portfolio handled by the Loans Middle Office. To ensure that facilities under the control and management of LMO are maintained accurately within the systems and controls available. Ensuring all facilities can be serviced and all drawings have been processed in a timely manner in accordance with MUFG policies (credit approvals, legal framework, current regulatory and compliance requirement) and procedures.

Essential Functions:

• Support the review loan agreements from an Operational lens to ensure the mechanics of the facility can be supported.

• Support the LMO client services manager Provide feedback to the Front Office from an Operations perspective on draft agreements for consideration when finalising the detail of the facility

• Extract data points from the loan agreement to enable event management during the loan trade cycle.

• Input of facility data upon signing/activation of a loan agreement, creating a credit line and input of collateral.

• Ensure Bank’s SOX processes relating to deal origination are followed.

• Log any future updates highlighted in loan documentation e.g. to fees, margin and extension of maturity date in the electronic diary.

• Be proactive in resolving queries within the team or escalating appropriately.

• Act upon approved credit applications or e‑mail correspondence in a timely manner ensuring any reports/conditions are updated accurately within the banks systems.

• Assist in project related work, with the ability to suggest enhancements to a given process or procedure.

• Responsible for the daily reporting and review of breaches, reporting to the FO under a controlled check

Education:

• Additional language skills advantageous

Work Experience:

• Considerable experience of working within a Financial Institution Middle Office / Control function.

• Considerable operational experience of loan products

• Operational and administrative knowledge of the loan market.

• Experience in reviewing loan agreements.

Functional/Technical Skills and Knowledge requirements:

• Bi‑lingual Proficient in up-to-date standard practices relative to the products administered within, Loans markets

• Proficient in the standard Microsoft Office suite (e.g. Outlook, MS Word, MS Excel)

• Loan IQ preferred

Personal Requirements:

• Excellent communication skills.
• Results driven, with a strong sense of accountability.
• A proactive, motivated approach.
• The ability to operate with urgency and prioritise work accordingly.
• A structured and logical approach to work.
• Strong problem solving skills.
• A creative and innovative approach to work.
• Excellent interpersonal skills.
• Excellent attention to detail and accuracy.
• A calm approach, with the ability to perform well in a pressurised environment.
• Strong numerical skills.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non‑discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client‑obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

• Client Centric
• People Focused
• Listen Up. Speak Up.
• Innovate & Simplify
• Own & Execute