Head of Credit Risk & AI Analytics

Deel; France; Sur place; EUR 155 000 - 276 000; Plein temps

Avantages offerts par ce poste

Stock grant opportunities

Additional perks based on status and

Flexible office membership with IWG

Résumé du poste

Deel seeks a senior leader to build and scale its Credit Risk & Analytics function. You’ll drive AI/ML underwriting, real‑time portfolio monitoring, and collections strategy across Deel’s global portfolio.

Collaborate with Product, Engineering, and Compliance to embed governance and ensure scalable, auditable models. You’ll shape underwriting strategy, enable growth, and serve diverse markets by leveraging alternative data and advanced analytics.

Qualifications

• 15+ years in credit risk management including leadership roles.
• Hands-on experience building AI/ML underwriting or scoring models.
• Experience using alternative data for consumer and SME lending.
• Proven track record managing risk for new products, markets, and customer segments.
• Strong leadership and ability to train non-technical stakeholders.

Responsabilités

• Build a credit risk analytics capability to provide timely, actionable insights for portfolio optimisation, loss forecasting, and provision adequacy.
• Lead iterative development of underwriting and pricing models - from evaluating AI/ML algorithms, sourcing alternative data to production deployment and continuous optimization with cross‑functional partners.
• Identify and integrate non‑traditional data sources (e.g., transactional, behavioural) to boost predictive accuracy and credit access for underserved markets.
• Architect real time monitoring frameworks and automated alerting systems for portfolio health, KRIs, concentration exposure, and collections performance.
• Ensure proactive risk identification for new products, markets, or customer segments.
• Design and execute A/B testing frameworks for new underwriting/scoring criteria, pricing, and customer segments.
• Develop and implement credit risk governance processes, including Credit Committees, actionable reporting and escalation protocols.
• Ensure models and analytics pipelines are auditable, scalable, deployment‑ready, and aligned with best practices.
• Collaborate with Product, Sales, Operations, Compliance, and Engineering to align underwriting strategy with business objectives and economic levers.
• Employ predictive analytics to improve collections strategy, focusing on customer outcomes and recovery efficiency.
• Enable risk‑awareness and analytics literacy across teams via workshops, training, and documentation.

Connaissances

Credit risk leadership

AI/ML underwriting

Alternative data

Portfolio risk management

Leadership & training

Formation

Finance / Economics / Risk Management / Statistics degree

Description du poste

Deel seeks a senior leader to build and scale its Credit Risk & Analytics function. You’ll drive AI/ML underwriting, real‑time portfolio monitoring, and collections strategy across Deel’s global portfolio.

Collaborate with Product, Engineering, and Compliance to embed governance and ensure scalable, auditable models. You’ll shape underwriting strategy, enable growth, and serve diverse markets by leveraging alternative data and advanced analytics.