Credit Analyst Manager

Bank of China Paris Branch; Paris; Sur place; EUR 45 000 - 65 000; Plein temps

Résumé du poste

Bank of China Paris Branch is seeking a Junior Credit Analyst Manager to perform credit analysis, manage filing and rating papers, and support client-facing relationships under senior bankers.

Your role includes assembling credit files, reviewing financing cases, assisting with legal set-up and monitoring operations, entering data into systems, and conducting AML checks daily. Fluency in French and English is required; Mandarin is a plus.

Qualifications

• BAC+5 in Finance, Financial analysis, Banking, Law or Economics or related higher banking training.
• 1–4 years of professional credit analysis experience on the French market (CIB).
• Fluent in French and English; Mandarin is a plus.
• Expertise in credit risk analysis, financial analysis, credit risk & rating frameworks.
• Proficient with Microsoft Office tools.

Responsabilités

• Assemble credit files and analyze financing proposals for existing prospects, individuals or corporate groups.
• Review credit files and loan administration on a periodic/ad hoc basis.
• Assist in legal set-up, technical monitoring of operations and credits.
• Enter credit files and guarantees into dedicated systems.
• Conduct AML monitoring daily for customer transactions.
• Support commercial actions, business development and marketing activities.
• Maintain data consistency using reports and loan administration tools.

Connaissances

Credit analysis

Financial analysis

English fluency

French fluency

Formation

BAC+5 in Finance/Engineering

Outils

Microsoft Office

Description du poste

Established in February 1912, Bank of China is the oldest bank in China. Throughout its history, it has successively served as the central bank, the international foreign exchange bank, and the international trade bank of the country.

Bank of China is the most globalized and integrated among Chinese banks, with a presence in 64 countries and regions across mainland China and overseas.

You are going to join the Corporate Department of BOC Paris Branch as a Junior Credit Analyst Manager. Your role will be to complete mainly credit analysis, management, rating papers to the team, as well as support client-facing and relationship management under the guidance of the senior bankers :

• Participate in the assembling of credit files and analysis of financing files of existing prospects, individual clients or groups of companies.
• Participate in ad hoc, periodic reviews of credit files and loan administration.
• Assist the team in the legal set-up, the technical monitoring of operations and credits granted.
• Operate the computer entry of credit files and guarantees in dedicated systems.
• Pursue AML monitoring actions daily for transactions carried out by customers.
• Participate occasionally in commercial actions, business development, and marketing support.
• Maintain credit related data consistency by daily usage of reports, credit tools and participate to loan administration and post-lending activities.

Your qualifications are :

• BAC + 5 Graduated from Management or Engineering University specialised in Finance, Financial analysis, Banking, Law or Economics or Higher banking training.
• Minimum 1 to 4 years of working experience with a concrete professional credit analysis background in French market CIB (excluding internships and apprenticeships).
• Fluent in French and English with excellent writing and speaking skills, Chinese (Mandarin) is a plus.
• Excellent knowledge of credit risk analysis, financial analysis, credit risk & rating frameworks.
• Good knowledge of classic office tools (Microsoft Office Pack).