Credit Analyst

Qupital 橋彼道; Beaufort; Sur place; EUR 40 000 - 60 000; Plein temps

Résumé du poste

Qupital 橋彼道 is seeking a Credit Analyst to join our team in France. You will perform credit evaluation and risk assessment on commercial proposals, coordinate with relationship managers, and ensure timely processing.

Strong knowledge of trade finance and lending guidelines is essential. Fluency in Putonghua plus English and Chinese is required, with a minimum of 2 years’ experience in financial institutions.

Qualifications

• 2+ years credit assessment experience in sizable financial institutions.
• Strong knowledge of trade finance, commercial lending, lending guidelines, and market credit practices.
• Ideally experience lending to Chinese enterprises, SME and e-commerce industry.
• Fluent in Putonghua with good command of English and Chinese.

Responsabilités

• Perform credit evaluation and risk assessment on commercial proposals and reviews; provide recommendations and respond to waivers.
• Coordinate with relationship managers on credit applications; input on structuring complex transactions.
• Ensure efficient turnaround of credit processing.
• Identify and drive process improvements and other initiatives.

Connaissances

Analytical skills

Report writing

Problem solving

Team player

Risk control

Interpersonal communication

Language skills (Putonghua, English, X

Formation

Finance or accounting degree

CFA/CPA/FRM (plus)

Description du poste

We are looking for a Credit Analyst to join our team.

What We Need You To Do

• Perform credit evaluation and risk assessment on commercial credit proposals and review. Provide recommendation on applications and response to waiver requests.
• Coordinate with relationship managers for matters relating to credit applications, provide input on structuring of more complicated transactions.
• Ensure efficient turnaround of credit processing.
• Identify and drive process improvements and other initiatives.

About You

• Degree holder, preferably in finance, accounting or other business related fields. CFA, CPA or FRM is a plus.
• At least 2 years’ solid credit assessment experience in sizable financial institutions with great knowledge of trade finance, commercial lending, lending guidelines and market credit practice. Ideally with a strong knowledge in lending to Chinese enterprises, SME and e-commerce industry.
• Strong analytical skills, report writing and problem solving skills with logical credit judgment.
• Good team player with tactful inter-personal & communication skills, self-motivated and detail-minded with strong risk control sense and analytical skills.
• Fluent in Putonghua and good command on both spoken and written English and Chinese.