Liquidity Risk Analyst, Associate 2

State Street Corporation; Deutschland; Hybrid; EUR 90,000 - 130,000; Full time

Benefits offered by this job

Flexible working time

Work from home days

Pension plan

Wellbeing programs

Global inclusion initiatives

Job summary

State Street Corporation seeks an experienced treasury risk professional to oversee liquidity risk for its European subsidiary and support the GTRM program. Hybrid work arrangement offered, with a balance of home and office.

You will contribute to the governance framework, funding plans, and liquidity stress testing, ensuring compliance with EU, US, and local standards while collaborating with global teams and senior management.

Qualifications

• Bachelor's degree in economics or finance is required.
• 3+ years in banking or related fields, ideally in Liquidity Risk or ALM.
• Fluency in English; German language skills are a plus.
• Knowledge of EU liquidity regulatory reporting requirements is a plus.
• Experience with ILAAP and stress testing.

Responsibilities

• Support GTRM management in internal liquidity assessments (ILAAP, SLOD, MRI).
• Assist in enterprise-wide stress testing design, modeling, and analysis for treasury risks.
• Monitor and report key risks to senior management including CRO, Head of GTRM and Treasurer.
• Calibrate liquidity risk limits and maintain internal documentation; perform independent reviews.
• Assess, monitor and report liquidity risks and ensure compliance with BCBS239 and internal controls.
• Support special projects and strategic treasury initiatives across geographies.
• Collaborate with GTRM globally and business leaders to integrate risk view into investment strategies.
• Support the 2nd line of defense for intraday liquidity risk framework.

Skills

Analytical

Independent thinking

Communication skills

Organizational skills

Financial instruments knowledge

Excel

Financial modelling

Liquidity risk experience

International experience

Education

Bachelor's degree in economics/finance

Master's degree/FRM/CFA

Tools

MS Office

Job description

Who we are looking for

Global Treasury Risk Management (GTRM), a team within State Street's Enterprise Risk Management (ERM) department, is looking for an experienced treasury risk professional. The primary focus for the position will be the independent risk oversight and assessment of liquidity risk within State Street European subsidiary, State Street Bank International.

This role can be performed in a hybrid model, where you can balance work from home and office to match your needs and role requirements.

Why this role is important to us

The team you will be joining plays an important role in the overall success of the organization. Across the globe, institutional investors rely on State Street to help them manage risk, respond to challenges, and drive performance and profitability. In your role you will drive the continued enhancement of the Liquidity Risk and Treasury Risk governance framework including policies and standards, funding and contingency funding plans, liquidity stress testing ensuring compliance with national, European and US liquidity regulation and industry best practice, straightforward and scalable. You will help us build resilience and execute day to day deliverables at our best. Join us if making your mark in the financial services industry from day one is a challenge you are up for.

What you will be responsible for

• Support GTRM management in conducting and documenting key internal liquidity assessments including the preparation of the ILAAP, the alternative SLOD program, and the Material Risk Inventory for State Street Bank International GmbH
• Support enhancing internal and external enterprise-wide stress testing (ECB Stress test and SREP) including methodology design, modeling and analysis related to all treasury risks, making them relevant for State Street Bank International GmbH
• Support appropriate monitoring and reporting of existing key risks including Data related topics, to communicate relevant risk information to senior management including the Chief Risk Officer, Head of GTRM, and the Treasurer
• Support the calibration of liquidity risk limits, keeping internal documentation up-to-date, and performing independent reviews of the liquidity risk management framework
• Support the assessment, monitoring and reporting of liquidity risks including underlying quantitative models applied, and compliance with liquidity requirements as well as internal standards around BCBS239 and internal controls
• Actively support special projects, including review and analysis to support key strategic Global Treasury business initiatives (e.g., issuance of new liabilities, investment in new asset types or in new geographies)
• Collaborate with GTRM colleagues globally and business leaders across the bank to incorporate the risk view in investment strategies and balance sheet allocation decisions
• Support the Second line of defense around the enhancement of the bank's intraday liquidity risk framework

What we value

These skills will help you succeed in this role

• Strong analytical and problem solving skills with ability to master and communicate concepts quickly
• Independent and critical thinking skills and high attention to details
• Solid verbal and written communication skills
• Strong organizational skills and willingness to work in a fast-paced, high-energy level environment
• Good understanding of financial instruments and the balance sheet of a global bank
• Proficiency in Excel and other MS applications and solid financial modelling skills
• First experience with liquidity risk at a banking organization is a plus
• Experience with an international financial institution is a plus

Education & Preferred Qualifications

Bachelor's degree in economics, finance, or other related field is required. Master's degree with quantitative background or other advanced qualifications such as FRM or CFA is a plus

• At least 3 years of experience within banking, consulting, or similar financial fields, ideally in Liquidity Risk or Asset Liability Management (ALM) related roles
• Knowledge in Liquidity Risk related regulatory reporting requirements within the EU or other regulatory regimes is a plus
• Experience with ILAAP and stress testing
• Fluency in English is required. Good knowledge of German is a plus

We offer

• Flexible working time
• Work from home days might be possible depending on the role
• 37,5 working hours per week
• Pension plan offering
• Wellbeing & health programs (anonymous Employee Assistance Program, PME Family Service, trainings)
• Group accident insurance
• Mentoring program
• Regular performance reviews and structured performance management
• Personal development possibilities and extensive web based training catalogue
• Free German and English language classes
• Global Inclusion, Global Outreach and Corporate Citizenship programs
• Dynamic, diverse, international, and multicultural working environment with English company language

Are you the right candidate? Yes!

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