Liquidity Risk Analyst, Associate 2

State Street; Frankfurt; Hybrid; EUR 70,000 - 110,000; Full time

Benefits offered by this job

Flexible working time

Work from home days possible

Pension plan

Wellbeing program

Group accident insurance

Mentoring program

Training catalogue

Language classes

Global inclusion/outreach

Diverse, international environment

Job summary

State Street is seeking an experienced treasury risk professional in Frankfurt. The role focuses on independent risk oversight of liquidity risk for State Street Bank International GmbH, within the ERM function.

The position supports governance, stress testing, and reporting across regulatory regimes. You will collaborate with GTRM colleagues globally, participate in calibration of risk limits, and contribute to the bank’s liquidity risk framework, ensuring robust controls and timely insights.

Qualifications

• Bachelor’s degree in economics, finance, or related field.
• Master’s degree with quantitative background or FRM/CFA is a plus.

Responsibilities

• Support governance of liquidity risk frameworks and ILAAP documentation.
• Assist in internal and external stress testing design, modeling and analysis.
• Monitor and report liquidity risk metrics to senior management including CRO & GTRM Head.
• Calibrate liquidity risk limits and update internal documentation.
• Assess and report liquidity risks and ensure compliance with BCBS239 and internal controls.
• Contribute to special projects supporting Global Treasury initiatives.
• Collaborate with GTRM colleagues and business lines on risk-informed investment decisions.
• Support intraday liquidity risk framework enhancements.

Skills

Excel

Financial modelling

English

German

Education

Bachelor’s degree in economics/finance

Master’s degree with quantitative background or FRM/CFA

Job description

Who We Are Looking For

Global Treasury Risk Management (GTRM), a team within State Street’s Enterprise Risk Management (ERM) department, is looking for an experienced treasury risk professional. The primary focus for the position will be the independent risk oversight and assessment of liquidity risk within State Street European subsidiary, State Street Bank International.

This role can be performed in a hybrid model, where you can balance work from home and office to match your needs and role requirements.

Why this role is important to us

The team you will be joining plays an important role in the overall success of the organization. Across the globe, institutional investors rely on State Street to help them manage risk, respond to challenges, and drive performance and profitability. In your role you will drive the continued enhancement of the Liquidity Risk and Treasury Risk governance framework including policies and standards, funding and contingency funding plans, liquidity stress testing ensuring compliance with national, European and US liquidity regulation and industry best practice, straightforward and scalable. You will help us build resilience and execute day to day deliverables at our best. Join us if making your mark in the financial services industry from day one is a challenge you are up for.

What You Will Be Responsible For

• Support GTRM management in conducting and documenting key internal liquidity assessments including the preparation of the ILAAP, the alternative SLOD program, and the Material Risk Inventory for State Street Bank International GmbH
• Support enhancing internal and external enterprise-wide stress testing (ECB Stress test and SREP) including methodology design, modeling and analysis related to all treasury risks, making them relevant for State Street Bank International GmbH
• Support appropriate monitoring and reporting of existing key risks including Data related topics, to communicate relevant risk information to senior management including the Chief Risk Officer, Head of GTRM, and the Treasurer
• Support the calibration of liquidity risk limits, keeping internal documentation up-to-date, and performing independent reviews of the liquidity risk management framework
• Support the assessment, monitoring and reporting of liquidity risks including underlying quantitative models applied, and compliance with liquidity requirements as well as internal standards around BCBS239 and internal controls
• Actively support special projects, including review and analysis to support key strategic Global Treasury business initiatives (e.g., issuance of new liabilities, investment in new asset types or in new geographies)
• Collaborate with GTRM colleagues globally and business leaders across the bank to incorporate the risk view in investment strategies and balance sheet allocation decisions
• Support the Second line of defense around the enhancement of the bank’s intraday liquidity risk framework

What We Value

• Strong analytical and problem solving skills with ability to master and communicate concepts quickly
• Independent and critical thinking skills and high attention to details
• Solid verbal and written communication skills
• Strong organizational skills and willingness to work in a fast-paced, high-energy level environment
• Good understanding of financial instruments and the balance sheet of a global bank
• Proficiency in Excel and other MS applications and solid financial modelling skills
• First experience with liquidity risk at a banking organization is a plus
• Experience with an international financial institution is a plus

Education & Preferred Qualifications

• Bachelor’s degree in economics, finance, or other related field is required. Master’s degree with quantitative background or other advanced qualifications such as FRM or CFA is a plus
• At least 3 years of experience within banking, consulting, or similar financial fields, ideally in Liquidity Risk or Asset Liability Management (ALM) related roles
• Knowledge in Liquidity Risk related regulatory reporting requirements within the EU or other regulatory regimes is a plus
• Experience with ILAAP and stress testing
• Fluency in English is required. Good knowledge of German is a plus

We offer

• Flexible working time
• Work from home days might be possible depending on the role
• 37,5 working hours per week
• Pension plan offering
• Wellbeing & health programs (anonymous Employee Assistance Program, PME Family Service, trainings)
• Group accident insurance
• Mentoring programRegular performance reviews and structured performance management
• Personal development possibilities and extensive web based training catalogue
• Free German and English language classes
• Global Inclusion, Global Outreach and Corporate Citizenship programs
• Dynamic, diverse, international, and multicultural working environment with English company language

Are you the right candidate? Yes!

We truly believe in the power that comes from the diverse backgrounds and experiences our employees bring with them. Although each vacancy details what we are looking for, we don’t necessarily need you to fulfil all of them when applying. If you like change and innovation, seek to see the bigger picture, make data driven decisions and are a good team player, you could be a great fit.

About State Street

What we do.

State Street is one of the largest custodian banks, asset managers and asset intelligence companies in the world. From technology to product innovation, we’re making our mark on the financial services industry. For more than two centuries, we’ve been helping our clients safeguard and steward the investments of millions of people. We provide investment servicing, data & analytics, investment research & trading and investment management to institutional clients.

Work, Live and Grow.

We make all efforts to create a great work environment. Our benefits packages are competitive and comprehensive. Details vary by location, but you may expect generous medical care, insurance and savings plans, among other perks. You’ll have access to flexible Work Programs to help you match your needs. And our wealth of development programs and educational support will help you reach your full potential.

Inclusion, Diversity and Social Responsibility.

We truly believe our employees’ diverse backgrounds, experiences and perspectives are a powerful contributor to creating an inclusive environment where everyone can thrive and reach their maximum potential while adding value to both our organization and our clients. We warmly welcome candidates of diverse origin, background, ability, age, sexual orientation, gender identity and personality. Another fundamental value at State Street is active engagement with our communities around the world, both as a partner and a leader. You will have tools to help balance your professional and personal life, paid volunteer days, matching gift programs and access to employee networks that help you stay connected to what matters to you.

State Street is an equal opportunity and affirmative action employer.

Discover more at StateStreet.com/careers

Job ID: R-796876