(Senior) Risk Manager (m/f/x)

Scalablegmbh; München; Presencial; EUR 70.000 - 110.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Office in Munich

Remunerated internships

Knowledge sharing sessions

Latest hardware and tools

Prime+ Broker subscription

Descripción de la vacante

Scalablegmbh in Munich is seeking a risk governance professional to join our Risk Control department. You will support ICAAP, risk strategy, risk inventories, stress testing, and scenario analysis while collaborating with 1LoD units.

You will contribute to non-financial risk and governance processes, oversee incident reviews, and help ensure regulatory compliance across CRR, MaRisk, and DORA frameworks in a fast-growing fintech environment.

Formación

• Bachelor’s or Master’s degree in business, finance, economics or equivalent.
• At least 3 years of experience in risk management, audit or compliance in banks or financial services.
• Strong analytical abilities and risk-oriented presentation skills.
• German and English written and spoken fluency.

Responsabilidades

• Support ongoing development of Risk Strategy and ICAAP.
• Monitor Risk-Bearing Capacity and risk limits.
• Lead annual Risk Inventory (Risikoinventur).
• Design and execute Stress Testing frameworks.
• Conduct scenario analysis and sensitivity modeling.
• Prepare regular risk reports for senior management and committees.
• Advise 1LoD business units on risk governance and action tracking.
• Support Non-Financial Risk (NFR) and governance processes.
• Contribute to NPP risk governance in product lifecycle.

Conocimientos

Risk management

Regulatory knowledge

Stakeholder communication

German & English fluency

Educación

Bachelor's or Master's in business/ finance/ economics

Descripción del empleo

This position is embedded within our Risk Control department, with a primary focus on core Risk Governance frameworks-including ICAAP, Risk Inventory, Risk Strategy, and Stress Testing. In addition, you will support overarching Non-Financial Risk (NFR) and Operational Risk Management tasks as part of our integrated risk management approach. The responsibilities listed below reflect our department's mandate; your specific deployment will be handled flexibly, tailored to your individual expertise, personal strengths, and current team priorities.

Key Responsibilities

Risk Governance, Strategy & ICAAP

Support the ongoing development and operationalization of the institution's Risk Strategy, Risk Governance frameworks, and ICAAP.

Continuously monitor and track the institution's Risk-Bearing Capacity (RBC) , ensure strict adherence to established risk limits, and maintain the overall institutional risk profile.

Lead and execute the annual Risk Inventory (Risikoinventur) process to identify, aggregate, and assess all material risk types across the organization.

Stress Testing & Scenario Analysis

Design, refine, and execute comprehensive Stress Testing frameworks across various risk types to evaluate potential impacts under adverse macroeconomic and idiosyncratic scenarios.

Conduct scenario analysis and sensitivity modeling to support capital planning, risk-bearing capacity, and strategic decision-making.

Integrated Risk Reporting & Stakeholder Management

Prepare regular and ad-hoc risk reports (e.g., quarterly Risk Reports, Risk Strategy updates) for senior management, risk committees, and supervisory authorities.

Serve as a key contact and trusted advisor for 1st Line of Defense (1LoD) business units, guiding them on risk governance requirements, risk limits, and corrective action tracking.

Support for Non-Financial Risk (NFR) & Governance Processes

Support the maintenance of Non-Financial Risk and Operational Risk frameworks, including high-level oversight of incidents, Risk Control Self-Assessments (RCSA), and Key Risk Indicators (KRIs) where relevant to the overall risk profile.

Contribute to the governance and risk evaluation within the New Product Process (NPP) lifecycle to ensure aligned risk strategy compliance for new products and business initiatives.

• You successfully completed a Bachelor's or Master's degree in business administration, finance, economics or equivalent
• You gained at least 3 years experiences at a bank, asset manager or financial services company in (Operational) Risk Management, Audit or Compliance and you have knowledge of regulatory issues related to operational risks (CRR, MaRisk, DORA, SREP, EBA papers)
• You are able to work in a time-sensitive environment and you are able to balance competing priorities
• You have a strong ability for risk-oriented analysis and comprehensible presentation of complex issues
• You have concise verbal and written communication skills in German and English

• Be part of one of the fastest-growing and most visible Fintech startups in Europe, creating innovative services that have a substantial impact on the lives of our customers
• The ability to work with an international, diverse, inclusive, and ever-growing team that loves creating the best products for our clients
• Enjoy an office in the heart of Munich, located in a lively neighbourhood and close to the English garden
• All internships are worth the same with us: we also remunerate mandatory internships
• Learn and grow by joining our in-house knowledge sharing sessions
• Work productively with the latest hardware and tools
• Free subscription to the PRIME+ Broker