ALM Placement / Intern Associate

SMBC Group; Frankfurt; Hybrid; EUR 16,000 - 20,000; Part time

Benefits offered by this job

Hybrid working

Competitive leave

Private medical insurance

Learning and development opportunities

Job summary

SMBC Group EMEA is seeking a Working Student for the ALM/Treasury team in Frankfurt. You will support liquid ity management, funding activities, and regulatory reporting while gaining hands-on exposure to treasury operations in an international bank environment.

The role emphasizes data accuracy, reporting, and cross‑functional collaboration with Finance, Risk, and Operations, with a hybrid working setup and emphasis on developing technical Excel skills and financial acumen.

Qualifications

• Strong analytical and numerical skills for liquidity and funding data
• Proven interest in banking, treasury management, and regulatory reporting
• Professional working proficiency in English; German is a plus

Responsibilities

• Support liquidity management, funding activities, and internal reporting
• Assist in daily treasury reports covering funding positions and liquidity metrics
• Maintain data integrity across internal systems through accurate input and validation
• Monitor key treasury risk indicators and prepare management information
• Assist in creating slide decks and presentations for monthly treasury updates
• Coordinate with Sales, Risk, Finance, and Operations to support deposit management and treasury initiatives
• Contribute to process improvements for accuracy and efficiency across Treasury

Skills

Analytical skills

Numerical skills

English proficiency

Excel proficiency

Education

Bachelor’s degree in Finance, Economics, Banking, Mathematics, or Business Administration

Tools

Microsoft Excel

Job description

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United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

Is the next step in your career at SMBC Group EMEA?

We’re looking for a Working Student for our ALM / Treasury Team to join our team in Frankfurt.

This role offers an excellent opportunity to gain hands‑on experience within the Treasury function of an international bank. Working closely with Treasury professionals, you will support liquidity management, funding activities, internal reporting, and cross‑functional initiatives while developing a strong understanding of banking operations, financial markets, and regulatory liquidity requirements.

About this role

The Treasury Department is responsible for managing liquidity, funding, and interest rate risk across SMBC Bank EU AG’s European operations. As a Working Student, you will support the daily activities of the team, helping to ensure the accuracy of key reports, the effective monitoring of liquidity metrics, and the smooth coordination of Treasury‑related activities across multiple departments.

In this role you will be responsible for:

• Supporting the monitoring and reporting of corporate deposits to assist liquidity planning and compliance with regulatory metrics, including Liquidity Coverage Ratio (LCR) requirements
• Assisting in the preparation, review, and distribution of daily Treasury reports covering funding positions, liquidity metrics, and control activities
• Maintaining data integrity across internal booking and reporting systems through accurate transaction input and validation processes
• Supporting the monitoring of key Treasury risk indicators, including liquidity, FX positions, interest rate sensitivities, and related financial metrics
• Preparing presentation materials and management information for monthly Treasury update meetings and cross‑functional discussions
• Coordinating with Sales, Risk, Finance, and Operations teams to facilitate deposit management activities and support Treasury initiatives
• Contributing to process improvement efforts and helping ensure operational accuracy, transparency, and efficiency across the Treasury function

Position Description

For you to succeed in this role

• Currently enrolled in a Bachelor’s degree in Finance, Economics, Banking, Mathematics, Business Administration, or a related discipline
• Strong interest in banking, treasury management, financial markets, funding, and liquidity management
• Good understanding of financial and economic concepts, with an interest in regulatory liquidity metrics and banking operations
• Advanced knowledge of Microsoft Excel and confidence working with financial data and reporting tools
• Professional working proficiency in English; German language skills would be an advantage

What will you bring to the role?

• Strong analytical and numerical skills, with the ability to interpret financial information accurately
• Excellent attention to detail and commitment to maintaining high levels of data accuracy
• Strong organisational skills and the ability to manage multiple tasks in a time‑sensitive environment
• A proactive and collaborative approach, with the confidence to work effectively across multiple departments
• A reliable and professional mindset, with the ability to work both independently and as part of a team
• Previous internship, working student, or academic project experience within banking, finance, treasury, risk, or accounting
• Familiarity with liquidity management concepts, funding activities, or regulatory reporting frameworks
• Experience preparing reports, dashboards, or management presentations using Excel or PowerPoint
• Knowledge of financial products, foreign exchange markets, or asset‑liability management concepts

Customer Focus

Driving Change

Driving Results

Judgement and Decision Making

Strategic and Visionary

Trust and Integrity

What we offer

For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well‑bring and work‑life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

• Hybrid and flexible working
• Competitive paid leave days
• Benefits to support your physical wellbeing, including private medical insurance
• Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services
• Access a wide range of learning and development opportunities and career progression opportunities

About SMBC

A trusted partner for the long term
United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, we deliver a full suite of corporate finance products and solutions to our customers, including corporate, structured and trade finance, leveraged finance, loan market and treasury products. We can also provide investment banking and advisory services and a range of innovative solutions in global capital markets.
Find out more about what we do and who we are at https://www.smbcgroup.com/emea/careers