Junior Analyst

KV Capital; Edmonton; On-site; CAD 30,000 - 40,000; Part time

Benefits offered by this job

Competitive compensation

Vacation offering including holidays &

Job summary

KV Capital in Edmonton, AB is seeking a Junior Analyst, Investment Management COOP starting January 2027. You will support funding reviews, prepare draws, and assist mortgage administration under the Director, Investment Management.

The role requires studying finance, real estate, or related fields, strong Excel skills, and the ability to thrive in a fast-paced team. The internship offers mentorship, exposure to real estate lending, and competitive compensation.

Qualifications

• Pursuing a bachelor’s degree in finance, real estate, economics, business or a related field.
• Experience with financial modeling and loan performance analysis.
• Familiarity with mortgage loan documentation, legal security processes, and applicable regulations.
• Proficiency in Excel and data management.
• Strong analytical and communication skills.

Responsibilities

• Review funding conditions precedents and support funding approval.
• Prepare and review construction draw calculations with seniors.
• Assist in loan administration, renewals, payouts, and discharges.
• Conduct credit considerations and prepare summaries for approvals.
• Maintain accurate loan records and performance metrics.

Skills

Financial modeling

Excel proficiency

Data analysis

Verbal & written communication

Mortgage loan understanding

Education

Bachelor's degree in finance, real estate, economics, business or related field (in progress)

Tools

Microsoft Office

Job description

At KV Capital, we have established ourselves as industry leaders in real estate debt and investment, driven by our unwavering commitment to excellence, trusted partnerships, and innovative solutions. Since our founding in 2006, we have expanded our business across three connected areas of service: real estate private equity, real estate lending, and private equity investments in real estate supply chain businesses. Managing a robust portfolio of +$2.5 billion in funded investments, accompanied by +$1 billion in assets under management, our dedicated team of finance experts is driven by a shared goal to cultivate prosperity for our clients, investment partners, and communities. We have offices in Calgary, Edmonton and Toronto, and we are continuing to expand nationally to Vancouver.

REAL ESTATE DEBT

Since its inception, our Real Estate Debt division has funded and or advised on $2.5B+ of commercial deals. We provide financing solutions for land, subdivision financing, multi-family, retail, industrial, office, hospitality, mixed-use properties, and specialty financing, such as equity and structured financing deals

POSITION

Junior Analyst, Investment Management (COOP student)

January 2027 start date

LOCATION

Edmonton, AB

REPORTING TO

Director, Investment Management

YOUR OPPORTUNITY

Reporting to the Director, Investment Management, the Junior Analyst, Investment Management is responsible for a variety of cross-functional responsibilities including assisting with the thorough review of funding conditions, preparing draws for funding, and liaising with various internal and external stakeholders in order to facilitate timely funding of loans within the terms of the loan program. In addition, the Junior Analyst, Investment Management is responsible for assisting in providing ongoing mortgage administration services, which may include preparing mortgage renewals, payouts, and discharges. This role additionally includes occasional credit analysis, review of financing proposals, and making recommendations with respect to the satisfaction of conditions and funding of draws. The Junior Analyst ensures that all data is accurately entered and structured in the system appropriately, allowing for proper calculation of loan-to-value (LTV), loan-to-cost (LTC), and other key financial metrics. This position requires strong analytical skills, meticulous attention to detail, and the ability to work effectively in a high-performance, fast-paced environment.

KEY AREAS OF RESPONSIBILITY

Loan Funding and Coordination

• Review and verify all conditions precedent before funding approval.
• Prepare and review construction draw calculations, working with senior team members to ensure compliance with approved budgets and loan terms.
• Recommend draws for funding, with a focus on financial prudence and project viability.
• Ensure all loan advances are accurately entered into the system, enabling proper calculation of LTVs, LTCs, and other key financial metrics.
• Work closely with internal stakeholders (underwriters, analysts, originators, and loan administration) and external parties (borrowers, legal teams, consultants) to help to facilitate seamless funding execution.

Credit Review & Analysis

• Assess mortgage credit applications on an ongoing basis, separate or in conjunction with Funding responsibilities, to evaluate:
• Market value reasonability
• Borrower credibility and repayment ability
• Project feasibility and exit strategy viability
• Market outlook, economic fundamentals, and risk factors
• Working with senior team members, prepare credit recommendations and executive summaries for approval.
• Identify key risks and mitigants within transactions

Loan Administration & Servicing

• Help to maintain accurate loan record information, including principal balances, charges, property details, security values, and investor portfolio balances.
• Assist in facilitating post-closing activities, including renewals, amendments, discharges, and account administration.
• Conduct due diligence searches as required, ensuring accurate tracking within loan administration systems.
• Review loan agreements, loan security documentation, and other source materials to maintain proper records in the servicing system.

Process Improvement & Compliance

• Identify areas for process improvement and recommend efficiencies in funding workflows.

Special Projects & Strategic Initiatives

• Support technology and automation enhancements to streamline workflows.
• Contribute to research and analysis to implement industry best practices and improve operational effectiveness.

YOUR CAPABILITIES AND CREDENTIALS

• Working towards a bachelor’s degree in finance, real estate, economics, business, or a related field.
• Experience with financial modeling and loan performance analysis.
• Familiarity with mortgage loan documentation, legal security processes, and applicable regulations.
• Proficiency in Microsoft Office, particularly Excel, with strong data management capabilities.
• Ability to thrive in a fast-paced, high-performance team environment.
• Exceptional financial acumen and an analytical skill set with the ability to problem solve effectively.
• Excellent verbal and written communication.
• Demonstrated ability to work efficiently under pressure and meet tight deadlines.
• Familiarity with local (Albertan and Canadian) economic conditions and indicators is considered an asset.

As an intern, you'll gain meaningful, hands-on experience in the real estate investment and finance industry while working alongside experienced professionals. We provide opportunities to contribute to real projects, build industry knowledge, receive mentorship, expand your professional network, and develop skills that will support your future career. Our interns are valued members of the team and are encouraged to bring ideas, ask questions, and take ownership of their work. In addition, our interns receive competitive compensation and vacation offering – including holiday office closures and your birthday off!

For further insights into our company, please visit our website at www.kvcapital.ca.