Financing Solutions Manager — Commercial Credit

National Bank of Canada; Calgary; On-site; CAD 110,000 - 160,000; Full time

Benefits offered by this job

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and family assistance program

Telemedicine service

Involvement in community initiatives

Job summary

National Bank of Canada is expanding its Commercial Banking team in Western Canada, seeking a Manager, Financing Solutions to deliver financing expertise to a diverse client base. You will underwrite and structure complex credit solutions, manage risk, and partner with relationship managers to drive growth across industries in the Upper Mid-Market segment.

You will support senior leadership, handle credit applications end-to-end, and help develop team skills while ensuring profitability and

Qualifications

• Bachelor’s degree in a related field with 6 years of relevant experience or Master’s with 4 years or undergrad diploma from National Bank University Program with 8 years of relevant experience.
• Experience in commercial credit and in analyzing financial statements.
• Excellent interpersonal and communication skills with ability to collaborate with partners and make well-reasoned recommendations

Responsibilities

• Perform high-quality credit analyses in accordance with Credit Centre standards and make recommendations.
• Structure credit applications (board sheet) by mitigating risks and developing financing scenarios.
• Determine client financing needs in collaboration with Commercial Account Manager.
• Negotiate credit terms with Credit Risk Management and confirm financing availability for the Commercial Account Manager
• Present preliminary credit applications to RVP after obtaining comments from Account Managers and ensure profitability requirements.
• Produce documents and update client files with account representatives and Credit Risk Management to ensure efficient processing.
• Serve as a resource for the team on credit matters and support skills development.
• Identify risks inherent to sector activities.

Skills

Credit analysis

Communication

Negotiation

Team collaboration

Risk assessment

Education

Bachelor’s degree in related field

Master’s degree in related field

Undergraduate diploma – National Bank University Program

Job description

National Bank of Canada is expanding its Commercial Banking team in Western Canada, seeking a Manager, Financing Solutions to deliver financing expertise to a diverse client base. You will underwrite and structure complex credit solutions, manage risk, and partner with relationship managers to drive growth across industries in the Upper Mid-Market segment.

You will support senior leadership, handle credit applications end-to-end, and help develop team skills while ensuring profitability and