Manager, Financial Solutions

Banque Nationale du Canada; Courtenay; Hybrid; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Health and wellness program

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Involvement in community initiatives

Virtual sleep clinic

Job summary

National Bank is expanding its Commercial Banking team in the Western Canada region and seeking a Manager, Financing Solutions. You will underwrite and structure complex credit solutions, partner with relationship managers to drive growth, and support strategic client conversations across mid-market clients.

You will collaborate with Commercial Account Managers and the Director of Financing Solutions to determine client financing needs, negotiate terms, and ensure financing aligns with the

Qualifications

• Bachelor’s degree in commerce, finance, business or accounting fields.
• Knowledge of risk management, banking and business lending.
• Experience in commercial credit.
• Experience analyzing financial statements.
• Good interpersonal and communication skills with an ability to collaborate with partners.

Responsibilities

• Perform high-quality credit analyses and make recommendations.
• Structure credit applications meeting risk criteria.
• Identify client financing needs with Commercial Account Managers and Director of Financing Solutions.
• Negotiate credit terms and confirm financing availability.
• Incorporate feedback from Account Managers and Director before presenting to Credit Risk Management.
• Produce documents and update client files to ensure efficient processing.
• Act as a resource for the team and assist in skills development.
• Identify risks inherent to sector activities.

Skills

Communication

Diversity & Inclusion

Driving Results

Emotional Intelligence

Teamwork

Accountability

Client-focused

Empathy

Initiative

Learning Agility

Resiliency

Humility

Education

Bachelor’s degree in commerce/finance/business or accounting

Job description

Area(s) of interest: Advisory services, Commercial banking

National Bank is experiencing significant growth across Western Canada, creating exciting opportunities for ambitious banking professionals to help shape the future of our Commercial Banking business. As we continue to expand our presence, we are looking for several Manager, Financing Solutions professionals to support our growing client base and strengthen our market leadership.

In this role, you will play a pivotal part in delivering financing expertise to a diverse portfolio of commercial clients while partnering closely with relationship managers to drive business growth. You will be responsible for underwriting and structuring complex credit solutions, managing risk, and supporting strategic client conversations across a broad range of industries within the Mid-Market Commercial Banking segment. This is a unique opportunity to join a fast-growing team, make a tangible impact on the success of businesses across Western Canada, and accelerate your career within one of the country's leading financial institutions.

• Perform high-quality credit analyses in accordance with the standards established by the bank, and make recommendations.
• Structure credit applications by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria.
• Participate in determining client financing needs in collaboration with the Commercial Account Managers and the Director of Financing Solutions.
• Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager.
• Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the Director, Financing Solutions before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client risk profile.
• Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently.
• Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
• Identify the risks inherent to sector activities.

Your team

Within the Commercial Banking sector, the Manager, Financing Solutions reports to the Director, Financing Solutions and will be a part of the Vancouver Island district (either Nanaimo, Courtenay or Victoria offices). Our team stands out for itsexceptional service and unwavering support to both business owners and our colleagues, ensuring a collaborative and thriving work environment. We ultimately aim to offer you flexibility and quality of life. This notably means a hybrid work environment, as well as adaptable working hours.

Prerequisites

• Hold a bachelor’s degree in commerce, finance, business or accounting fields and 2+ years of experience
• Knowledge of functions of risk management, banking, business lending
• Experience in commercial credit
• Experience analyzing financial statements
• Good interpersonal and communication skills with an ability to efficiently collaborate with all partners and form well-reasoned recommendations.

Languages:

Skills

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• Communication
• Diversity & Inclusion
• Driving Results
• Emotional Intelligence
• Teamwork
• Accountability
• Client-focused
• Empathy
• Initiative
• Learning Agility
• Resiliency
• Humility

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

• Health and wellness program, including many options
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferential banking services
• Involvement in community initiatives
• Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Why work at National Bank?

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

For an inclusive and diverse environment

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?