Director, Capital Markets

Nesto; Toronto; On-site; CAD 80,000 - 150,000; Full time

Job summary

Join a forward-thinking company on a mission to revolutionize the mortgage industry! As a Director in the Residential Capital Markets team, you'll lead operations and product development, ensuring a positive financing experience for clients. This role requires a blend of strategic vision and hands-on leadership, where your expertise in residential mortgages and capital markets will drive impactful changes. Be part of a collaborative environment that values diverse perspectives and innovation, while contributing to a company recognized for its excellence in lending services and commitment to social impact. If you're ready to make a difference in the Canadian mortgage landscape, this opportunity is for you!

Benefits

Employee mortgage program with exclusive low rates

4 weeks vacation per year

Fully paid premium benefits plan

Annual health and wellness budget

24/7 Employee Assistance Program

International work program

Qualifications

• 7+ years in Residential Mortgages, Securitization, or Product Management required.
• Strong project management and financial modeling skills are essential.

Responsibilities

• Lead Capital Market operations for residential mortgage business growth.
• Manage pricing strategy and investor relationships for mortgage products.

Skills

Residential Mortgages

Securitization

Product Management

Treasury/Capital Markets

Financial Modeling

Project Management

Excel

Job description

nesto is on a mission to offer a positive, empowering and transparent property financing experience, simplified from start to finish.

With our technology, we scan the entire market in seconds to find the most affordable mortgage, while our commission-free experts provide clients with unbiased support throughout the process. People who use our technology simply love it!

We are a team of technology experts, skilled and caring mortgage specialists, and a diverse marketing team all working towards a common goal: Leading Change in the Mortgage Industry. We are very collaborative and fortunate to have a multidisciplinary team that brings a variety of perspectives.

About the team:

nesto is looking for an experienced Director to grow its Residential Capital Markets team. In this high impact role, you will be responsible for the leadership and operations of the team that manages the residential mortgage product, investor base and pricing.

What you will be doing:

1. Single-Family Residential Mortgage Capital Markets Ownership and Development: Lead the Capital Market operations to facilitate the growth of the residential mortgage business line. Work with the technology teams to create a road map and prioritization of deliverables.
2. Identify product needs and align with funding: Own the development of the mortgage product with investors and the residential team. Adding features, expanding the credit box and coming up with new products to move the residential mortgage program forward. Look at data, manage advisor/broker communication, work with the residential leadership team to identify the strategic priorities for mortgage product development.
3. Pricing Implementation: Manage the team that sets pricing and product details. Create the strategy and tools necessary to ensure pricing optimizes profitability with the residential leadership team.
4. Investor Management: Coordinate with investors and internal resources to onboard to mortgage investors. Maintain investor operations, managing regular contact and investor relationships.
5. Work Environment: Work with a team of experts and industry leaders in a fun and fast paced environment.

Who we're looking for:

1. Minimum 7 years of relevant experience in Residential Mortgages, Securitization and/or Product Management
2. Highly motivated individual with treasury/capital markets experience
3. Good understanding of Canadian Residential Mortgage Industry
4. Strong excel, project management and financial modeling skills

What we offer:

1. Contribute directly to shaping the experience that will modernize the Canadian mortgage industry;
2. Take advantage of nesto's employee mortgage program that provides our employees with the best, exclusive, preferred low rates;
3. Benefit from a generous time-off policy including 4 weeks vacation per year;
4. Enjoy a premium benefits plan fully paid by nesto, including a top-class insurance plan and unlimited access to Dialogue, our telemedicine service, for you and your family from day 1;
5. Access to an annual health and wellness budget;
6. Get 24/7 confidential access to our Employee Assistance Program through Lifeworks, which offers a wide range of professional services, including counseling and mental health support, among other aspects of well-being;
7. Take your work internationally with our accessible international work program;

At nesto, we're proud of:

1. Our clients love our positive, empowering, and transparent mortgage financing experience. Our 4.4-star Google reviews talk by themselves!
2. We won the 2023 CLA Lender of the Year award, recognizing our excellence in lending services
3. We are now a B Corp certified organization, highlighting our dedication to making a positive impact on our society and our planet.
4. Our highly skilled, diverse, and collaborative team, makes everything possible!
5. Our Mortgage Cloud platform gives financial institutions full access to nesto’s proprietary technology, powering a better client experience, from start to finish

Diversity and Inclusion

nesto strongly believes that creativity and collaboration come from diversity. We’re committed to fostering, cultivating and preserving a culture of diversity, equity, inclusion and belonging and nesto is proud to ensure unbiased practices to access employment and professional growth. All qualified applicants will receive consideration for employment without regards to age, colour, disability, ethnicity, family or marital status, gender identity or expression, language, physical and mental ability, political affiliation, religion, sexual orientation, veteran status and other characteristics that make our employees unique.