Bilingual Life Underwriter & Risk Analyst

RBC Insurance; Mississauga; On-site; CAD 67,000 - 110,000; Full time

Benefits offered by this job

Total Rewards program with flexibleB

Job summary

RBC Insurance in Mississauga is seeking an experienced underwriter to assess mortality and morbidity through comprehensive risk evaluation. The role focuses on delivering high-quality client service while maintaining profitable business and aligning with pricing strategies.

You will provide underwriting support in a production environment, balance risk with sales objectives, and contribute to a strong, collaborative team.

Qualifications

• Minimum 5 years of Individual Life or Living Benefits Underwriting experience.
• Bilingual (English and French).
• Analytical: synthesize complex or diverse information, collect and research data, use intuition and experience to complement data.
• Problem Solving: gather and analyze information skillfully.
• Strong oral and written communication skills.
• Teamwork: contribute to building a positive team spirit.
• Motivation: demonstrate persistence and overcome obstacles; measure self against standard of excellence as well as motivating others.
• Quality: look for ways to improve and promote quality, apply feedback to improve performance, and monitor own work to ensure quality.

Responsibilities

• Provide superior client-focused underwriting service balancing sales objectives within risk tolerance and profitability objectives.
• Ensure competitive underwriting recommendations are consistently made on a timely basis to RBC clients to place business consistent with RBC pricing and profitability objectives.
• Seek new opportunities to reduce new business acquisition costs by reducing department wastage through increased modified offers, reconsiderations and offer additional products on declines, postpone and rated policies.
• Ensure audit results are within acceptable ranges.
• Maintain quality of underwriting decisions in all areas of UW as determined through audits by management, GRM, Internal Audit and Reinsurers.

Skills

Client Counseling

Communication

Financial Statement Analysis

Life Insurance

Medical Informatics

Pricing Strategies

Results-Oriented

Risk Assessments

Underwriting

Job description

RBC Insurance in Mississauga is seeking an experienced underwriter to assess mortality and morbidity through comprehensive risk evaluation. The role focuses on delivering high-quality client service while maintaining profitable business and aligning with pricing strategies.

You will provide underwriting support in a production environment, balance risk with sales objectives, and contribute to a strong, collaborative team.