Credit Analyst

ORIX Leasing Singapore Limited; Região Norte; On-site; BRL 90,000 - 150,000; Full time

Job summary

ORIX Leasing Singapore Limited seeks an experienced Credit Analyst to assess SME proposals, provide administrative support, and ensure policy compliance. You will prepare initial credit proposals, compile financial data, and help monitor credit risk.

The role requires a bachelor’s degree in business/finance/accountancy, at least four years in credit assessment, and strong business writing. PowerPoint proficiency and IT project exposure are advantageous.

Qualifications

• Bachelor degree in Business Administration, Finance or Accountancy.
• At least 4 years of credit assessment experience, preferably SME.
• Strong business writing and analytical skills.
• Proficiency in PowerPoint; familiarity with credit IT projects.

Responsibilities

• Prepare credit proposals.
• Provide administrative credit support.
• Prepare weekly and monthly credit reports.
• Analyze financial information to distill key points.
• Ensure credit applications comply with policies.
• Identify early warning signs of credit risk.
• Collaborate with Credit & Marketing to assess risks.
• Submit written work within deadlines.
• Support IT projects related to credit processes.

Skills

Business writing

Analytical mind

PowerPoint

Credit processes

IT projects

Education

Bachelor's degree in business/finance/accountancy

Tools

Credit IT systems

Job description

Main Responsibilities

• Prepare credit proposals
• Provide administrative credit support
• Prepare Weekly and Monthly reports

Detailed Tasks

• Apt in analyzing and distilling financial information succinctly in a credit proposal
• Accurate spreading of Borrowers' & for Group's financial statements
• Collaborate with the Credit & Marketing officers to identify credit, operational and business risks and recommend solutions to address or mitigate these risks
• Able to write a credit proposal concisely and cogently
• Able to submit written work within stipulated deadlines
• Generate weekly and monthly credit reports for monitoring purposes
• Ensure credit applications comply with Company's credit policies
• Identify early warning signs or credit weaknesses to minimize/circumvent loan loss
• Has an incisive understanding of the direct and strong connection between business and credit environments
• Ad-hoc functions as assigned by the direct report, from time to time

Requirements

The incumbent should possess at least a bachelor degree in Business Administration, Finance or Accountancy with minimum four years of experience in credit assessment function, preferably for the SME business segment.

The incumbent should be skilled in effective business writing, professionally inquisitive and has a keen analytical intellect. He/She must be precise and thorough with facts and figures.

Proficiency in Microsoft PowerPoint and prior exposure to IT projects related to credit processes would be an added advantage.

The corporate rank and compensation will be commensurate with the candidate's experience and qualifications

We regret that only shortlisted candidates will be notified.

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