Business Analyst (Risk & Credits)

DynaFin Consulting; Brussel Hoofdstad; Hybrid; EUR 52,000 - 70,000; Full time

Job summary

DynaFin Consulting is seeking a Business Analyst – Risk & Credits with hands-on experience in end-to-end lending processes for a leading Belgian bank. You will translate business needs into workable solutions and support the management of credit-related data and applications across the contracting and portfolio risk lifecycle.

You will collaborate with Product Owners, Process Engineers, Functional Analysts, developers and Data Managers to align requirements, scopes and delivery objectives.

Qualifications

• Master’s degree or equivalent experience.
• 3–5 years of Business Analyst experience.
• Experience in the banking industry.
• End-to-end knowledge of credit products and processes.
• Experience with requirements gathering, functional analysis and acceptance criteria.
• Knowledge of applications supporting lending products and credit processes.
• Technical affinity with COBOL applications, Java APIs and process-layer configuration.
• Ability to analyse APIs, integration flows and application behaviour.
• Knowledge of Agile delivery, refinement and sprint ceremonies.
• Strong analytical, structuring and modelling skills.
• Strong stakeholder management and communication skills.
• Fluent in English and French or Dutch.
• Available to work 50% on site and 50% remotely.

Responsibilities

• Gather, analyse and translate business requirements into functional requirements and acceptance criteria.
• Perform impact, dependency and risk analyses for changes affecting credit processes and applications.
• Optimise business processes and lending solutions.
• Analyse API-related requirements, integration flows and application behaviour.
• Collaborate with Product Owners, Process Engineers, Functional Analysts, developers and Data Managers.
• Align stakeholders on requirements, scope, timelines and delivery objectives.
• Challenge requirements by assessing business value, impacts and costs.
• Support feature refinement and slicing within an Agile environment.
• Coordinate with Legal, Compliance and Risk stakeholders.
• Define testing needs and contribute to feature test plans.
• Support functional testing, UAT, business acceptance testing and release validation.
• Help analyse and resolve functional incidents.

Skills

Stakeholder management

Agile delivery

Requirements gathering

Functional analysis

APIs integration

COBOL / Java APIs

Credit processes

Analytical thinking

Education

Master’s degree or equivalent experience

Job description

We’re looking for a Business Analyst – Risk & Credits with experience in end-to-end lending processes for a leading Belgian bank. Working within a credit lifecycle squad, you will translate business needs into functional solutions and support the management of credit-related data and applications, from contracting through portfolio risk management.

Responsibilities

• Gather, analyse and translate business requirements into functional requirements and acceptance criteria.
• Perform impact, dependency and risk analyses for changes affecting credit processes and applications.
• Optimise business processes and lending solutions.
• Analyse API-related requirements, integration flows and application behaviour.
• Collaborate with Product Owners, Process Engineers, Functional Analysts, developers, architects and Data Managers.
• Align stakeholders on requirements, scope, timelines and delivery objectives.
• Challenge requirements by assessing business value, impacts and costs.
• Support feature refinement and slicing within an Agile environment.
• Coordinate with Legal, Compliance and Risk stakeholders.
• Define testing needs and contribute to feature test plans.
• Support functional testing, UAT, business acceptance testing and release validation.
• Help analyse and resolve functional incidents.

Profile

• Master’s degree or equivalent experience.
• Three to five years of relevant Business Analyst experience.
• Experience in the banking industry.
• End-to-end knowledge of credit products and processes.
• Experience with requirements gathering, functional analysis and acceptance criteria.
• Knowledge of applications supporting lending products and credit processes.
• Technical affinity with COBOL applications, Java APIs and process-layer configuration.
• Ability to analyse APIs, integration flows and application behaviour.
• Knowledge of Agile delivery, refinement and sprint ceremonies.
• Strong analytical, structuring and modelling skills.
• Strong stakeholder management and communication skills.
• Able to facilitate, influence and negotiate.
• Customer-focused, solution-oriented and collaborative.
• Fluent in English and French or Dutch.
• Available to work 50% on site and 50% remotely.

Who we are

DynaFin is a consulting firm specialised in financial services. Since 2010, we have been supporting financial institutions in the design, structuring, management and implementation of their transformation projects.

In the field of Credits, our consultants work where transformation ambitions need to be translated into applicable solutions. They contribute to the evolution of Credits products and services, distribution models, customer journeys, processes and technology platforms.

DynaFin brings together around 100 consultants and supports more than 80 financial institutions across the Benelux. Since 2017, the firm has been part of the Alan Allman Associates ecosystem, giving it access to an international network of complementary expertise.

Why DynaFin?

Access to High-Quality Opportunities

Gain access to challenging assignments with leading financial institutions across banking, insurance, asset management and payments.

Benefit from a long-term partnership with a team committed to supporting both consultants and clients throughout each engagement.

Recognised Financial Services Expertise

Work with industry specialists who understand the realities, challenges and regulations of financial services.

Greater Assignment Continuity

Leverage our deep client relationships and market insight to identify future opportunities before your current assignment ends.

Access to Complementary Expertise

Benefit from the wider Alan Allman Associates ecosystem, providing access to expertise in technology, data, AI, cybersecurity and transformation.

Join assignments through a recognised financial services consultancy trusted by major institutions across the market.