Senior Risk & Compliance Leader — Enterprise & Third-Party

Zip Co; Sydney; On-site; AUD 150,000 - 210,000; Full time

Benefits offered by this job

25 days paid leave annually

16 weeks paid parental leave

Wellbeing allowance

Volunteer leave

Zip product discounts

Weekly lunches in Sydney

Job summary

Zip Co is seeking an experienced Risk and Compliance Manager in Sydney to partner with first-line teams and oversee enterprise risk, regulatory compliance and third party risk programs. You will mature risk frameworks, strengthen reporting, and translate regulatory requirements into practical guidance to support sustainable growth.

You will drive Line 2 governance, build practical controls, and oversee incident and risk reporting while collaborating across a fast-moving fintech environment in

Qualifications

• Significant experience across enterprise risk, operational risk or compliance within financial services, fintech or another highly regulated environment
• Strong practical knowledge of risk governance, including risk committees, senior stakeholder engagement and regulatory interactions
• Experience designing, implementing or operating enterprise risk or third party risk management frameworks
• Practical knowledge of operational resilience, business continuity and crisis management
• Strong understanding of risk and control concepts, regulatory expectations and contemporary risk management practices
• Experience conducting risk assessments and control reviews, alongside incident, issue and risk reporting
• Strong analytical and critical thinking skills, with the confidence to work with complex information and data to identify meaningful insights
• Clear and influential written and verbal communication skills, including experience preparing risk reporting and presentations for senior stakeholders
• The ability to operate independently, navigate ambiguity and manage competing priorities in a fast moving environment
• Relevant tertiary qualifications in finance, business, law or a related discipline
• A mindset that embraces AI and new tools to adapt, learn and grow.
• An aptitude for identifying and managing risks. Whether you are a People Manager or an Individual Contributor, we are all leaders at Zip, therefore effective risk management is important to how we run our business and part of all our roles.
• Our values in your DNA. Customer First, Own It, Stronger Together and Change the Game.

Responsibilities

• Support effective governance across key risk and compliance forums, providing clear, timely reporting and insights that enable informed decision making
• Analyse incidents, issues and complaints to identify trends, material weaknesses and emerging risks, translating your findings into practical recommendations
• Help evolve Zip's enterprise risk and compliance policies, frameworks and procedures, while providing Line 2 oversight of their implementation and effectiveness
• Strengthen the governance of key risk and compliance artefacts, helping ensure frameworks, policies and standards remain current and effective
• Build, implement and monitor Zip Australia's Third Party Risk Management program, providing practical guidance to business leaders and first line teams
• Oversee third party risk assessments and performance, identifying emerging risks and advising on appropriate remediation
• Develop meaningful measures and reporting that provide visibility of third party risk performance, compliance and effectiveness
• Monitor evolving regulatory expectations relating to third party risk and help translate change into practical actions for the business
• Support Zip's operational resilience capability through critical operations assessments, disruption tolerance considerations, scenario analysis and testing
• Contribute to business continuity and crisis management frameworks, including oversight, monitoring and continuous improvement
• Deep dive into incidents and emerging risk events when required, bringing structure, critical thinking and a strong risk lens to complex situations
• Act as a trusted risk advisor to first line teams, building strong relationships and helping teams understand how good risk management supports sustainable commercial outcomes
• Identify opportunities to improve the way we manage risk and compliance, including thoughtful use of AI, automation and new tools

Skills

Enterprise risk

Governance

Third party risk

Regulatory expectations

Stakeholder engagement

Risk reporting

Analytical thinking

Independent working

Education

Tertiary qualifications in finance

Tertiary qualifications in business

Tertiary qualifications in law

Tools

GRC tools

Job description

Zip Co is seeking an experienced Risk and Compliance Manager in Sydney to partner with first-line teams and oversee enterprise risk, regulatory compliance and third party risk programs. You will mature risk frameworks, strengthen reporting, and translate regulatory requirements into practical guidance to support sustainable growth.

You will drive Line 2 governance, build practical controls, and oversee incident and risk reporting while collaborating across a fast-moving fintech environment in