Senior Risk & Compliance Manager – Enterprise & TPRM

Zip Co; Sydney; Hybrid; AUD 140,000 - 210,000; Full time

Benefits offered by this job

25 days paid leave annually

Parental leave 16 weeks

Family support policies

Mental health and wellbeing allowance

Volunteer leave

Zip product discounts

Free lunches in Sydney

Job summary

Zip Co is seeking a Senior Risk and Compliance Manager in Sydney to partner with the business on enterprise and third party risk, governance, and resilience. This role reports to the Director, Senior Risk and Compliance and focuses on maturing risk frameworks, oversight, and practical guidance for complex regulatory requirements.

You’ll work as a Line 2 risk partner across governance, reporting, incident analysis, and risk assessments, while influencing leaders and teams across Zip Australia to

Qualifications

• Significant experience across enterprise risk, operational risk or compliance within financial services, fintech or another highly regulated environment.
• Strong practical knowledge of risk governance, including risk committees, senior stakeholder engagement and regulatory interactions.
• Experience designing, implementing or operating enterprise risk or third party risk management frameworks.
• Practical knowledge of operational resilience, business continuity and crisis management.
• Strong understanding of risk and control concepts, regulatory expectations and contemporary risk management practices.
• Experience conducting risk assessments and control reviews, alongside incident, issue and risk reporting.
• Strong analytical and critical thinking skills, with the confidence to work with complex information and data to identify meaningful insights.
• Clear and influential written and verbal communication skills, including experience preparing risk reporting and presentations for senior stakeholders.
• The ability to operate independently, navigate ambiguity and manage competing priorities in a fast moving environment.
• Relevant tertiary qualifications in finance, business, law or a related discipline.
• A mindset that embraces AI and new tools to adapt, learn and grow.

Responsibilities

• Support effective governance across key risk and compliance forums, providing clear, timely reporting and insights that enable informed decision making
• Analyse incidents, issues and complaints to identify trends, material weaknesses and emerging risks, translating your findings into practical recommendations
• Help evolve Zip’s enterprise risk and compliance policies, frameworks and procedures, while providing Line 2 oversight of their implementation and effectiveness
• Strengthen the governance of key risk and compliance artefacts, helping ensure frameworks, policies and standards remain current and effective
• Build, implement and monitor Zip Australia’s Third Party Risk Management program, providing practical guidance to business leaders and first line teams
• Oversee third party risk assessments and performance, identifying emerging risks and advising on appropriate remediation
• Develop meaningful measures and reporting that provide visibility of third party risk performance, compliance and effectiveness
• Monitor evolving regulatory expectations relating to third party risk and help translate change into practical actions for the business
• Support Zip’s operational resilience capability through critical operations assessments, disruption tolerance considerations, scenario analysis and testing
• Contribute to business continuity and crisis management frameworks, including oversight, monitoring and continuous improvement
• Deep dive into incidents and emerging risk events when required, bringing structure, critical thinking and a strong risk lens to complex situations
• Act as a trusted risk advisor to first line teams, building strong relationships and helping teams understand how good risk management supports sustainable commercial outcomes
• Identify opportunities to improve the way we manage risk and compliance, including thoughtful use of AI, automation and new tools
• Our values in your DNA. Customer First, Own It, Stronger Together and Change the Game.

Skills

Enterprise risk

Operational risk

Compliance

Governance

Third party risk

Analytics/Reporting

Education

Finance/Business/Law degree

Job description

Zip Co is seeking a Senior Risk and Compliance Manager in Sydney to partner with the business on enterprise and third party risk, governance, and resilience. This role reports to the Director, Senior Risk and Compliance and focuses on maturing risk frameworks, oversight, and practical guidance for complex regulatory requirements.

You’ll work as a Line 2 risk partner across governance, reporting, incident analysis, and risk assessments, while influencing leaders and teams across Zip Australia to