Commercial Mortgage Broker

Ardent Capital Group; Sydney; Hybrid; AUD 180,000 - 220,000; Full time

Benefits offered by this job

Work from home

Uncapped commissions

Job summary

Ardent Capital Group in Sydney is hiring a commercial mortgage broker to originate and manage deals across property finance, residential home loans and business lending. You will handle owner-occupier purchases, investment properties, and SMSF structures with access to high-quality leads and ongoing training.

The role offers commission-only earnings with uncapped upside and work-from-home flexibility, requiring three-plus years of experience, lender accreditation, and strong residential lending

Qualifications

• Three years writing commercial deals, not only residential, as a commercial finance broker or in a commercial BDM role, with credit and loan writing experience, plus strong residential experience, ideally already accredited with lenders.
• Mid-level: coachable, and willing to work our process. This is not a role where you learn commercial from the ground up.
• Self agency: you triage your own work and prioritise without being managed.
• Emotional intelligence: you read when a borrower wants contact and when they want space.
• Hungry, takes pride in the work, and keeps their ego in check.

Responsibilities

• Commercial property finance: owner-occupier purchases, investment property, mixed use and SMSF structures
• Residential home loans, written under Rateseeker, our sister brand
• Business lending: acquisitions, growth capital, partner buy-ins, overdrafts and working capital
• Construction and development finance
• Equipment and asset finance
• Refinancing and debt consolidation

Job description

Ardent Capital Group is a Sydney commercial finance brokerage, established 2016, with more than 1,000 loans settled and over $2B of finance closed for clients. We are hiring one commercial mortgage broker. High-quality leads come in consistently, with deal sizes from $50k to $10M+.

What you would write

• Commercial property finance: owner-occupier purchases, investment property, mixed use and SMSF structures
• Residential home loans, written under Rateseeker, our sister brand
• Business lending: acquisitions, growth capital, partner buy-ins, overdrafts and working capital
• Construction and development finance
• Equipment and asset finance
• Refinancing and debt consolidation

Who we are looking for

• At least three years writing commercial deals, not only residential, as a commercial finance broker or in a commercial BDM role, with credit and loan writing experience, plus strong residential experience, ideally already accredited with lenders
• Mid-level: coachable, and willing to work our process. This is not a role where you learn commercial from the ground up
• Self agency: you triage your own work and prioritise without being managed
• Emotional intelligence: you read when a borrower wants contact and when they want space
• Hungry, takes pride in the work, and keeps their ego in check

Pay

Commission only, OTE $200k+, as it is for every broker here. No base salary and no cap. You operate under the Ardent Capital Group banner with your own ABN. We have had brokers earn more than $150,000 + trail in their first year with us. That is not a guarantee.

What we provide

• High-quality leads coming in consistently, with deal sizes from $50k to $10M+. We supply the leads, so you do not need your own book
• Ongoing training in structure, lender appetite and commercial credit
• CRM, aggregation, compliance and marketing infrastructure
• Professional indemnity insurance
• Work from home three to four days a week

Location and hours

Level 8, 171 Clarence St, Sydney NSW 2000. One to two days a week in the office, ideally Wednesday and Thursday when most of the team is in. Work from home the rest of the week.

Qualifications

No tertiary qualification or degree is required. You will need the Certificate IV and Diploma in Finance and Mortgage Broking to write loans under our licence.

At least three years writing commercial deals, not only residential, as a commercial finance broker or in a commercial BDM role, with credit and loan writing experience, plus strong residential experience. Accreditation with lenders preferred. A mid-level role for someone coachable and willing to work our process. Certificate IV and Diploma in Finance and Mortgage Broking. No tertiary qualification or degree required.