VP Credit - Digitization And AI Portfolio Management

First Abu Dhabi Bank (FAB); Abu Dhabi; On-site; AED 900,000 - 1,500,000; Full time

Job summary

First Abu Dhabi Bank (FAB) is seeking a senior VP in Personal Banking Credit to lead end-to-end digital and AI initiatives. The role bridges strategy with execution, ensuring investments deliver measurable commercial value and drives a cultural shift toward digitization across the unit.

The incumbent will coordinate with risk, analytics, and business teams to advance AI-driven lending and portfolio analytics while mentoring staff and promoting cross-functional collaboration.

Qualifications

• 10+ years of experience in financial services with recent hands-on digitization and AI projects.
• Strong understanding of AI and digitization technologies, data science, and business process transformation.
• Ability to work effectively across organizational levels to drive change.
• Mentor, motivate and help develop the skills of team members.

Responsibilities

• Align with Digitization and AI strategy of Personal Banking credit. Plan roadmap, prioritize initiatives and projects based on impact, risk benefits and resources available.
• Partner with business teams to promote digitization through projects such as PL digitization and participate in steering committee updates.
• Provide support to other segments of credit in their digitization agenda and initiatives.
• Take ownership of full lifecycle of initiatives from ideation to implementation.
• Drive portfolio analytics using AI initiatives to highlight risks and opportunities for growth.
• Collaborate with risk teams for advanced AI-driven lending models.

Skills

AI technologies

Digitization

Data science

Business process transformation

Mentoring

Team collaboration

Job description

Job Description

Job Summary / Introduction

• This is a senior level VP role within Personal Banking Credit unit and it covers end-to-end strategic coordination of units digital and AI initiatives. The role bridges the gap between high-level strategy and technical execution, ensuring that AI and digital transformation investments deliver measurable commercial value. Drive cultural shift within the unit in adopting digitization and AI across all functional areas and existing processes. Support FABs objectives in digitalizing lending capabilities from a credit lens.

Key Responsibilities

• Align with Digitilization and AI strategy of Personal Banking credit. Plan roadmap, prioritize initiatives and projects based on impact, risk benefits and resources available.
• Partner with business team in promoting the business agenda of digitization through projects launched by the business teams such as PL digitization etc. Participate actively in working groups and update unit head of progress, risks, inputs to ensure these are appropriately highlighted in steerco meetings.
• Provide support to other segments of credit in their digitization agenda and initiatives being taken for the benefit of the larger credit unit.
• Take ownership of full lifecycle of initiatives from ideation, project planning, and implementation.
• The AI inititiaves should support in driving the portfolio analytics highlighting portfolio risks and opportunities for business growth.
• Work with risk teams for advanced AI driven models for lending.

Requirements / Qualifications

• 10+ years of experience in financial services with last few years hands-on experience in developing digitization and AI projects.
• Strong understanding of AI and digitization technologies, data science and business process transformation.
• Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important to drive change.
• Mentor, motivate and help develop the skills of team members.