VP, Credit - Digitization & AI Portfolio Management

First Abu Dhabi Bank (FAB); Abu Dhabi; On-site; AED 600,000 - 900,000; Full time

Job summary

First Abu Dhabi Bank (FAB) seeks a senior Vice President in Personal Banking Credit to lead end-to-end digital and AI initiatives, aligning strategy with measurable commercial value and driving a cultural shift toward digitization across the unit.

The role bridges strategy and execution, supporting digital lending capabilities from a credit perspective and partnering with risk teams to deploy AI-driven models that enhance portfolio analytics and growth.

Qualifications

• 10+ years of experience in financial services with hands-on digitization and AI project delivery.
• Strong understanding of AI, digitization technologies, data science and business process transformation.
• Ability to work across all organizational levels, drive change, and mentor team members.

Responsibilities

• Align AI and digitization strategy with the Personal Banking Credit unit roadmap.
• Lead end-to-end digitization projects from ideation to implementation.
• Develop AI initiatives for portfolio analytics and lending growth insights.
• Collaborate with risk teams on AI-driven lending models.

Skills

AI strategy

Team leadership

Data science

Stakeholder management

Job description

Job Summary / Introduction

This is a senior level VP role within Personal Banking Credit unit and it covers end-to-end strategic coordination of units digital and AI initiatives. The role bridges the gap between high-level strategy and technical execution, ensuring that AI and digital transformation investments deliver measurable commercial value. Drive cultural shift within the unit in adopting digitization and AI across all functional areas and existing processes. Support FABs objectives in digitalizing lending capabilities from a credit lens.

Key Responsibilities

• Align with Digitilization and AI strategy of Personal Banking credit. Plan roadmap, prioritize initiatives and projects based on impact, risk benefits and resources available.
• Partner with business team in promoting the business agenda of digitization through projects launched by the business teams such as PL digitization etc. Participate actively in working groups and update unit head of progress, risks, inputs to ensure these are appropriately highlighted in steerco meetings.
• Provide support to other segments of credit in their digitization agenda and initiatives being taken for the benefit of the larger credit unit.
• Take ownership of full lifecycle of initiatives from ideation, project planning, and implementation.
• The AI inititiaves should support in driving the portfolio analytics highlighting portfolio risks and opportunities for business growth.
• Work with risk teams for advanced AI driven models for lending.

Requirements / Qualifications

• 10+ years of experience in financial services with last few years hands-on experience in developing digitization and AI projects.
• Strong understanding of AI and digitization technologies, data science and business process transformation.
• Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important to drive change.
• Mentor, motivate and help develop the skills of team members.