VP, Credit - Digitization & AI Portfolio Management

First Abu Dhabi Bank; Abu Dhabi; On-site; AED 300,000 - 420,000; Full time

Job summary

First Abu Dhabi Bank (FAB) in Abu Dhabi is seeking a senior VP to lead Personal Banking Credit's digital and AI initiatives, bridging strategy and execution to deliver measurable value. You will drive cultural change and guide digitization across credit processes to modernize lending capabilities from a credit perspective.

The role requires deep expertise in AI, digitization and data science, with a track record of leading cross-functional teams, mentoring professionals, and delivering complex

Qualifications

• 10+ years of experience in financial services with hands-on AI/digitization projects.
• Strong understanding of AI, data science and business process transformation.
• Ability to drive change across organizational levels and mentor team members.

Responsibilities

• Align with Digitilization and AI strategy of Personal Banking credit; plan roadmaps and prioritize initiatives.
• Partner with business teams to promote digitization and provide progress updates for steerco meetings.
• Support other credit segments in their digitization agenda and initiatives.
• Take ownership of full lifecycle from ideation to implementation.
• AI initiatives should drive portfolio analytics highlighting risks and opportunities for growth.
• Work with risk teams on advanced AI-driven lending models.

Skills

AI & digitization

Data science

Leadership & mentoring

Job description

Job Description

Job Purpose:

This is a senior level VP role within Personal Banking Credit unit and it covers end-to-end strategic coordination of units digital and AI initiatives. The role bridges the gap between high-level strategy and technical execution, ensuring that AI and digital transformation investments deliver measurable commercial value. Drive cultural shift within the unit in adopting digitization and AI across all functional areas and existing processes. Support FABs objectives in digitalizing lending capabilities from a credit lens.

Job Responsibilities:

• Align with Digitilization and AI strategy of Personal Banking credit. Plan roadmap, prioritize initiatives and projects based on impact, risk benefits and resources available.
• Partner with business team in promoting the business agenda of digitization through projects launched by the business teams such as PL digitization etc. Participate actively in working groups and update unit head of progress, risks, inputs to ensure these are appropriately highlighted in steerco meetings.
• Provide support to other segments of credit in their digitization agenda and initiatives being taken for the benefit of the larger credit unit.
• Take ownership of full lifecycle of initiatives from ideation, project planning, and implementation.
• The AI inititiaves should support in driving the portfolio analytics highlighting portfolio risks and opportunities for business growth.
• Work with risk teams for advanced AI driven models for lending.

Qualifications & Experience:

• 10+ years of experience in financial services with last few years hands‑on experience in developing digitization and AI projects.
• Strong understanding of AI and digitization technologies, data science and business process transformation.
• Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important to drive change.
• Mentor, motivate and help develop the skills of team members.

About Us

About Us:

First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top‑tier financial solutions to our clients.

Life at FAB:

Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world‑class organization

Career Development:

FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance‑based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.

Our Values:

At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.

Join our team and be part of a journey to shape the future of banking.