VP, Credit - Digitization & AI Portfolio Management

First Abu Dhabi Bank FAB; Abu Dhabi; On-site; AED 900,000 - 1,400,000; Full time

Job summary

First Abu Dhabi Bank (FAB) invites a senior executive to lead end-to-end strategic coordination of the Personal Banking Credit unit's digital and AI initiatives. The role bridges strategy and execution to ensure AI and digital investments deliver measurable commercial value and drive digitization across lending processes.

You will foster a cultural shift toward digitization, collaborate with risk, analytics, and business teams, and ensure alignment with FAB's digital transformation objectives.

Qualifications

• 10+ years of experience in financial services and digitization projects.
• Hands-on experience in developing digitization and AI projects.
• Ability to drive change across the organization and mentor teams.

Responsibilities

• Align with AI and digitization strategy of Personal Banking Credit and plan roadmaps.
• Prioritize initiatives based on impact, risk, benefits and available resources.
• Partner with business teams to promote digitization projects launched by the business units.
• Own the full lifecycle from ideation to implementation and support portfolio analytics.

Skills

AI technologies

Digitization

Data science

Strategic leadership

Job description

JOB SUMMARY INTRODUCTION

This is a senior level VP role within Personal Banking Credit unit and it covers end-to-end strategic coordination of units digital and AI initiatives The role bridges the gap between high-level strategy and technical execution ensuring that AI and digital transformation investments deliver measurable commercial value Drive cultural shift within the unit in adopting digitization and AI across all functional areas and existing processes Support FABs objectives in digitalizing lending capabilities from a credit lens

KEY RESPONSIBILITIES

• Align with Digitilization and AI strategy of Personal Banking credit Plan roadmap prioritize initiatives and projects based on impact risk benefits and resources available Partner with business team in promoting the business agenda of digitization through projects launched by the business teams such as PL digitization etc Participate actively in working groups and update unit head of progress risks inputs to ensure these are appropriately highlighted in steerco meetings Provide support to other segments of credit in their digitization agenda and initiatives being taken for the benefit of the larger credit unit Take ownership of full lifecycle of initiatives from ideation project planning and implementation The AI inititiaves should support in driving the portfolio analytics highlighting portfolio risks and opportunities for business growth Work with risk teams for advanced AI driven models for lending

REQUIREMENTS / QUALIFICATIONS

• 10+ years of experience in financial services with last few years hands-on experience in developing digitization and AI projects. Strong understanding of AI and digitization technologies, data science and business process transformation. Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important to drive change. Mentor, motivate and help develop the skills of team members.