Job Purpose
To provide efficient, accurate, and high-quality teller services to customers while ensuring compliance with the Bank's policies, operational procedures, Shariah principles, and regulatory requirements. The role is responsible for processing cash and non-cash transactions, maintaining cash balancing standards, and delivering excellent customer service in line with Emirates Islamic service standards.
Job Description
Teller
Job Purpose
To provide efficient, accurate, and high-quality teller services to customers while ensuring compliance with the Bank's policies, operational procedures, Shariah principles, and regulatory requirements. The role is responsible for processing cash and non-cash transactions, maintaining cash balancing standards, and delivering excellent customer service in line with Emirates Islamic service standards.
Key Responsibilities
Customer Service
- Deliver exceptional customer service and maintain high service quality standards.
- Process customer transactions efficiently while minimizing customer waiting time.
- Assist customers with account-related inquiries and basic banking services.
- Promote self-service and digital banking channels to enhance customer experience.
- Handle customer requests and escalation service issues where required.
Cash & Transaction Processing
- Process cash deposits, withdrawals, transfers, remittances, cheque deposits, manager's cheques, and other teller transactions accurately.
- Verify customer identity and transaction documentation in accordance with bank policies.
- Ensure all transactions are conducted within delegated authority limits and operational procedures.
- Balance cash drawer and reconcile transactions accurately at the end of each day.
- Maintain cash holdings within prescribed limits and safeguard cash and security items.
Compliance & Risk Management
- Adhere to all regulatory requirements including AML, KYC, sanctions screening, and fraud prevention controls.
- Identify and elevate suspicious transactions and unusual customer activities.
- Ensure compliance with Emirates Islamic operational policies, audit requirements, and Shariah governance standards.
- Maintain confidentiality of customer information and banking records at all times.
Sales Referral & Branch Support
- Identify customer needs and refer potential opportunities for banking products and services.
- Support branch sales initiatives through quality referrals.
- Assist branch operations and contribute to achieving branch service and business objectives.
Qualifications & Experience
Education
- Bachelor's Degree or Diploma in Business Administration, Finance, Banking, or a related field.
Experience
- 0-2 years of experience in banking, customer service, retail operations, or cash handling.
- Fresh UAE National graduates are encouraged to apply.
- Prior teller or branch banking experience will be an added advantage.
Knowledge & Skills
- Strong customer service orientation.
- Good communication skills in Arabic and English.
- Basic understanding of banking operations and branch procedures.
- Good numerical and cash-handling skills.
- Strong attention to detail and accuracy.
- Ability to work effectively in a fast-paced environment.
- Proficiency in Microsoft Office applications.
- Knowledge of Islamic banking principles is an advantage.
COMPETENCIES
- Customer Focus
- Communication & Interpersonal Skills
- Teamwork & Collaboration
- Accountability
- Attention to Detail
- Integrity & Professionalism
- Problem Solving
- Adaptability & Resilience
WHY JOIN EMIRATES ISLAMIC?
At Emirates Islamic, we offer rewarding career opportunities, continuous development, and the chance to be part of a high-performing team dedicated to delivering excellence in Islamic banking. We are committed to fostering an inclusive workplace that supports professional growth and empowers employees to reach their full potential.
Responsibilities
- Discuss customers' financial circumstances and offer guidance on bank products and services that meet their needs
- Promote the bank's products and services to potential customers
- Meet financial targets across all products
- Provide quality customer service and achieve customer satisfaction
- Deal with complaints
- Comply with the bank's policies and regulations