Senior General Insurance Claims Specialist

Exalans & Hunar - Your Virtual HR!; Dubai; Sur place; AED 240 000 - 360 000; Plein temps

Résumé du poste

Exalans & Hunar - Your Virtual HR! in Dubai seeks an experienced General Insurance Claims Officer to manage complex P&C claims end-to-end, from notification through final settlement. You will interpret policy wordings, assess losses, and negotiate with insurers for fair, timely resolutions.

The role requires 5+ years, technical claims expertise, and outstanding communication. You will handle multiple claims, provide technical advice to clients and internal teams, and maintain accurate records

Qualifications

• Minimum 5 years of practical experience in General Insurance claims handling.
• Prior employment in a loss-adjusting firm or insurer's claims department.
• Bachelor's degree in Insurance, Business Administration, Engineering, Finance, or a related field.
• ACII, AIII, or FIII professional qualifications are desirable.
• Experience handling large or complex claims is advantageous.

Responsabilités

• Independently manage General Insurance claims from notification to final settlement.
• Review and interpret policy wordings, conditions, exclusions, warranties, and coverage extensions to determine policy liability.
• Evaluate the circumstances, causes, extent, and quantum of insured losses.
• Critically review loss adjusters' reports, findings, recommendations, and loss assessments.
• Analyse and challenge claim deductions, depreciation, underinsurance, policy interpretations, and settlement recommendations where appropriate.
• Negotiate effectively with insurers, loss adjusters, surveyors, and other relevant parties to achieve fair and timely settlements.
• Handle complex claims involving coverage disputes, technical assessments, and settlement negotiations.
• Identify potential recovery and subrogation opportunities.
• Provide technical claims advice and recommendations to clients and internal teams.
• Maintain accurate claims records and ensure proactive follow-up and timely claims progression.
• Manage multiple claims simultaneously while minimizing delays and backlogs.

Connaissances

Analytical skills

Investigative skills

Negotiation

Communication

Organizational skills

Deadline-driven

Ownership

Independent work

Formation

Bachelor's degree in Insurance, Business Admin, Engineering, Finance

Description du poste

Exalans & Hunar - Your Virtual HR! in Dubai seeks an experienced General Insurance Claims Officer to manage complex P&C claims end-to-end, from notification through final settlement. You will interpret policy wordings, assess losses, and negotiate with insurers for fair, timely resolutions.

The role requires 5+ years, technical claims expertise, and outstanding communication. You will handle multiple claims, provide technical advice to clients and internal teams, and maintain accurate records