Senior General Insurance Claims Specialist

Exalans and Hunar; Dubai; Presencial; AED 180 000 - 240 000; Tempo integral

Resumo da oferta

Exalans and Hunar in Dubai seeks an experienced General Insurance Claims Officer to lead complex Property & Casualty claims from notification to final settlement. The role requires technical claims handling, policy coverage analysis, loss evaluation, and skilled negotiation with insurers.

The ideal candidate has 5+ years in general insurance claims, a relevant degree, and ACII/AIII/FIII qualifications. Independent, detail-minded, and proactive in settling claims is essential.

Qualificações

• Minimum 5 years of practical experience in General Insurance claims handling.
• Bachelor's degree in Insurance, Business Administration, Engineering, Finance, or related discipline.
• ACII, AIII, or FIII qualifications are desirable.
• Experience handling large or complex claims is an advantage.
• Previous employment in a loss-adjusting firm or claims department is required.
• Excellent analytical, investigative, and problem-solving skills.
• Strong negotiation and communication skills.

Responsabilidades

• Independently manage General Insurance claims from initial notification through investigation, assessment, negotiation, and final settlement.
• Review and interpret policy wordings, conditions, exclusions, warranties, and coverage extensions to determine policy liability.
• Evaluate the circumstances, causes, extent, and quantum of insured losses.
• Critically review loss adjusters' reports, findings, recommendations, and loss assessments.
• Analyse and challenge claim deductions, depreciation, underinsurance, policy interpretations, and settlement recommendations.
• Negotiate effectively with insurers, loss adjusters, surveyors, and other relevant parties to achieve fair and timely settlements.
• Handle complex claims involving coverage disputes, technical assessments, and settlement negotiations.
• Identify potential recovery and subrogation opportunities.
• Provide technical claims advice and recommendations to clients and internal teams.
• Maintain accurate claims records and ensure proactive follow-up and timely claims progression.
• Manage multiple claims simultaneously while minimizing delays and backlogs.

Conhecimentos

Analytical skills

Investigative skills

Problem-solving

Negotiation

Communication

Attention to detail

Time management

Formação académica

Bachelor's degree in Insurance/Business/Engineering/Finance

Descrição da oferta de emprego

Exalans and Hunar in Dubai seeks an experienced General Insurance Claims Officer to lead complex Property & Casualty claims from notification to final settlement. The role requires technical claims handling, policy coverage analysis, loss evaluation, and skilled negotiation with insurers.

The ideal candidate has 5+ years in general insurance claims, a relevant degree, and ACII/AIII/FIII qualifications. Independent, detail-minded, and proactive in settling claims is essential.