Senior Credit Underwriter for Corporate & SME Financing

First Abu Dhabi Bank FAB; Abu Dhabi; On-site; AED 300,000 - 520,000; Full time

Job summary

First Abu Dhabi Bank FAB is seeking a seasoned credit professional to conduct detailed assessments and approvals for financing of business and investments secured against real estate. The role ensures borrowers fit the bank's risk appetite and TM-RAC criteria, with rigorous financial statement review.

The candidate will manage a portfolio, engage with senior counterparts, and ensure compliance with policies while maintaining high underwriting quality in a demanding banking environment in Abu

Qualifications

• Bachelor’s degree in Finance/Banking/Commerce required.
• 5-7 years in Corporate/SME Credit or Banking experience preferred.

Responsibilities

• Review, analyze & recommend loan proposals aligned with credit policies and market dynamics.
• Monitor and manage portfolio with timely reviews, delinquencies, covenants, and deferrals.
• Engage with senior business counterparts to structure facilities meeting underwriting standards.
• Attend client meetings to understand client needs and credit facilities.

Skills

Credit assessment

Financial analysis

Underwriting

Credit risk

Communication

Writing

Stakeholder engagement

Detail orientation

Education

Bachelor's degree in Finance/Banking/Commerce

Job description

First Abu Dhabi Bank FAB is seeking a seasoned credit professional to conduct detailed assessments and approvals for financing of business and investments secured against real estate. The role ensures borrowers fit the bank's risk appetite and TM-RAC criteria, with rigorous financial statement review.

The candidate will manage a portfolio, engage with senior counterparts, and ensure compliance with policies while maintaining high underwriting quality in a demanding banking environment in Abu