Mortgage Credit Specialist — Risk & Underwriting

First Abu Dhabi Bank FAB; Abu Dhabi; On-site; AED 240,000 - 480,000; Full time

Job summary

First Abu Dhabi Bank FAB in the United Arab Emirates is seeking a Credit Analyst to support UAE branches by evaluating loan proposals and extensions through thorough analysis of clients' financial documents.

You will review mortgage and credit data, ensure documentation completeness, and uphold underwriting standards while coordinating with the line manager for approvals and timely processing.

Qualifications

• Bachelor's degree in business administration, management, banking is required.
• 3 years of relevant experience, including 1 year in a similar role.
• Strong knowledge of credit risk and lending standards.

Responsibilities

• Develops proposals related to credit transactions and risks based on clients' financial information reviewed through related documents.
• Evaluates clients' credit data and financial statements to determine risk and support lending decisions.
• Ensure credit documentation is complete to facilitate the application process and obtain approvals from delegated authority.
• Manage exceptions due to insufficient or deferred security documents and generate exception reports on time.
• Maintain timely and accurate productivity reports for the reporting manager.

Skills

Credit analysis

Financial statement analysis

Risk assessment

Education

Bachelor's degree in business administration, management or banking

Job description

First Abu Dhabi Bank FAB in the United Arab Emirates is seeking a Credit Analyst to support UAE branches by evaluating loan proposals and extensions through thorough analysis of clients' financial documents.

You will review mortgage and credit data, ensure documentation completeness, and uphold underwriting standards while coordinating with the line manager for approvals and timely processing.