Senior Credit Underwriting & Portfolio Risk Specialist

First Abu Dhabi Bank; Abu Dhabi; On-site; AED 300,000 - 520,000; Full time

Job summary

First Abu Dhabi Bank in the UAE seeks an experienced credit risk professional to conduct detailed credit assessments and approve financing for business or investments secured against real estate. The role focuses on evaluating audited financial statements to ensure alignment with risk appetite and TM-RAC.

You will review loan proposals, manage a portfolio with regular reviews, delinquencies, and covenants, and engage with senior business counterparts to structure facilities that meet

Qualifications

• Bachelor's degree in Finance/Banking/Commerce is required or preferred.
• Minimum 5-7 years in Corporate/SME Credit or Banking experience.
• Proficient in analysing audited financial statements and related reports.

Responsibilities

• Review and recommend loan proposals in line with credit policies and market dynamics.
• Manage portfolio with annual reviews, delinquencies, and covenants compliance.
• Engage with senior business counterparts to structure facilities per underwriting standards.
• Attend client meetings to understand clients and proposed credit facilities.

Skills

Credit assessment

Financial statement analysis

Communication skills

Education

Bachelor’s degree in Finance/Banking/Commerce

Job description

First Abu Dhabi Bank in the UAE seeks an experienced credit risk professional to conduct detailed credit assessments and approve financing for business or investments secured against real estate. The role focuses on evaluating audited financial statements to ensure alignment with risk appetite and TM-RAC.

You will review loan proposals, manage a portfolio with regular reviews, delinquencies, and covenants, and engage with senior business counterparts to structure facilities that meet