Sales Governance & Control Senior Officer

Abu Dhabi Islamic Bank; Abu Dhabi; On-site; AED 300,000 - 540,000; Full time

Job summary

Abu Dhabi Islamic Bank in Abu Dhabi seeks a Sales Governance & Control Senior Officer to ensure adherence to internal protocols, ethics and compliance standards across Retail Banking sales channels. The officer will monitor risk, assess functionality through regular monitoring, and implement controls to mitigate operational risks and maintain a strong culture of compliance.

Key accountabilities include risk management, control testing, monitoring of agencies, process improvement, dashboard

Qualifications

• Bachelor's degree or higher in a relevant field.
• Experience in retail banking, governance, compliance or risk is preferred.
• Strong understanding of banking operations, internal controls and regulatory requirements.

Responsibilities

• Ensure sales channels follow controlled work streams with due compliance and standards.
• Monitor agencies involved in sales activities for performance and practices.
• Perform checks to assess process adherence and ensure proper risk and control execution.
• Conduct periodic inspections to protect the sales environment and address non-compliance or control weaknesses.
• Design system frameworks of policies and practices aligned to sales strategies and regulations.
• Monitor KRIs and ensure accurate scoring in defined cycles.
• Conduct risk and control assessments and log actions for assigned sales units.
• Identify and close process and regulatory gaps with stakeholders to mitigate vulnerabilities.
• Analyze performance and identify improvements to taxation and operational workflows in sales channels.
• Oversee lead management integrity and investigate complaints or misconduct.
• Create dashboards, process guidelines and reports on operational control performance for management.

Skills

Strong communication skills

Problem solving

Detail oriented

Team player

Regulatory understanding

MS Office skills

Willingness to travel within the UAE

Education

Bachelor's degree in business administration, law, finance, or related field

Tools

Banking software and applications

Job description

Job description

Role : Sales Governance & Control Senior Officer

Location : Abu Dhabi

Role Purpose: To ensure required adherences to internal protocols, ethical standards and compliance standards to ensure right risks and controls and right practices are in place and executed by all assigned Sales channels within Retail Banking. The officer will monitor risk, assess functionality through regular monitoring, and implement controls to mitigate operational risks, identify areas of improvement, and maintain a strong culture of compliance and operational efficiency.

Key Accountabilities of the role

Risk Management, Control Testing & compliance monitoring:

1. Ensure sales channels follow controlled work streams with due compliance and standards.

2. Conduct monitoring of agencies involved in the sales activity – in terms of performance, practices and effectiveness.

3. Perform checks and validations to assess process adherence and sales practices to ensure right risk and control executions aligned to compliance standards.

4. Conduct periodic inspections and tracking of running processes and implementations to protect the overall sales environment and controls. Investigate and address any non-compliance or control weaknesses, recommending corrective actions where necessary

5. Design system frameworks of policies, and practices to result alignment to sales strategies, customer experience and regulation standards.

6. Monitoring key KRI and ensure scoring as per defined cycles.

7. Conduct risk and control assessments assigned under the defined cycles and management incident logs and related risk management system actions for the assigned sales units

Process Improvement, Communication & Reporting:

8. Identify and work with business / stakeholders to close process and regulatory gaps protecting unit and overall organization from vulnerabilities.

9. Analyze business performance and trends in areas of first pass rates, business quality across sales channels to identify areas for improvement and suggest optimization of operational workflows.

10. Monitor lead management process from a fairness perspective and other challenges like duplication, mis-handling and unauthorized access to leads. Ad-hoc investigation of customer complaints and staff misconduct.

11. Create regular dashboards, process guidelines, circulations and related documentation to benefit as reference for sales channels and build awareness. Prepare detailed reports on operational control performance, compliance status, and any significant issues to management

Support:

12. Collaborate with other departments to design and implement effective business controls across Sales channels and associated units.

13. Support Sales units where required, in complying with GIA and 2nd LOD recommendations. Follow up on issues raised and recommendations made by GIA within assigned departments & monitor CAP target dates

14. Oversight and periodic independent conduct of sweep checks within Sales offices to ensure adherences to clean desk policies and data handling

15. Execute any additional activities or assignments deployed by Management based on business needs.

Specialist Skills / Technical Knowledge Required for this role:

• Bachelor's degree required (preferably in business administration, law, finance, or related field)
• Over 7+ years’ experience in retail banking / back-end operations / QA / Governance/ Support / Compliance / Risk (expertise in using banking software and applications preferred)
• Strong communication skills & team player
• Excellent Problem Solving and attentiveness to detail
• Strong understanding of banking operations, internal controls, and regulatory requirements.
• Detail Oriented and Strong organizational skills
• MS office skills
• Good Knowledge of UAE banking practices, regulations & risks.
• Willingness to travel within the UAE.