Manager, Credit Governance & Control

ADIB Group; Abu Dhabi; On-site; AED 360,000 - 480,000; Full time

Job summary

ADIB Group in Abu Dhabi seeks a Manager Credit Governance & Control to lead governance over underwriting, policy compliance and risk management. The role focuses on building a robust credit culture, monitoring mechanisms, and cross-functional collaboration with product, risk and operations teams.

The position requires extensive experience in banking, strong analytical skills and a proven track record in controlling credit processes.

Qualifications

• Thorough understanding of Credit life cycle, banking operations, policies and regulatory compliance.
• Excellent communication, negotiation and stakeholder management skills.
• UAE working experience of 5 years is a must.
• Familiar with the CB UAE regulatory regime.
• Analytical thinking with business-oriented approach.

Responsibilities

• Support the Head of Credit Governance & Control in establishing a sound Credit culture and process in the bank.
• Establish and manage Credit monitoring Forum to escalate expiries and past dues.
• Support in implementing and managing the RCSA (Risk Control Self-Assessment).
• Identify areas for automation to increase efficiency and support cost rationalization.
• Conduct event-based reviews to assess process and policy compliance.
• Support in establishing Early alert process by liaising with stakeholders.
• Provide input in formulation of Credit policies & Product programs.
• Interact with stakeholders including product, Credit Risk and Operations teams.
• MIS & presentation preparation for management review.
• Manage Credit related projects and initiatives.

Skills

Credit life cycle

Regulatory compliance

Stakeholder mgmt

Analytical thinking

Job description

Description

Role: Manager Credit Governance & Control

Location: Abu Dhabi UAE

This position is for UAE Nationals only.

Role Purpose:

• This function will serve as an in-house Governance & Control function for Credit team covering all Businesses & Geographies.
• The function will ensure Governance over underwriting processes and compliance with Credit policy and regulations.

Key accountabilities of the role:

• Support the Head of Credit Governance & Control in establishing a sound Credit culture and process in the bank
• Establish and manage Credit monitoring Forum to **escalate** expiries and past dues
• Support in implementing and managing the RCSA
• Identify areas for automation to increase efficiency and support cost rationalization
• Conduct event-based reviews to assess process and policy compliance
• Support in establishing Early alert process by liaising with stakeholders
• Provide appropriate input in formulation of Credit policies & Product programs
• Interact with stakeholders including product team Credit Risk and Operations team
• MIS & presentation preparation for management review
• Manage Credit related projects and initiatives.

Specialist skills / technical knowledge required for this role:

• Thorough understanding of Credit life cycle Banking operations Policies Regulations Compliance and Risk management is a must
• Excellent communication negotiation and stakeholder management skills
• UAE working experience of 5 years is a must
• Familiar with the CB UAE regulatory regime
• Analytical Thinking & Business Oriented approach

Previous experience required (if any):

• A minimum of 15-18 years of professional experience in Banking with deep knowledge of product processes and services. Candidate should possess a strong Control mindset.
• Good understanding of business finance economics and current affairs.
• Candidate should have managed teams and should have a proven track record and achievement.

Required Experience:

Manager