Sales Governance And Control Senior Officer

ADIB - Abu Dhabi Islamic Bank; Abu Dhabi; On-site; AED 180,000 - 300,000; Full time

Job summary

ADIB - Abu Dhabi Islamic Bank in Abu Dhabi is seeking a Sales Governance & Control Senior Officer to ensure compliance with internal controls, ethics and regulatory standards across Retail Banking sales channels. You will monitor risk, perform checks, and implement controls, collaborate with stakeholders, and prepare reports on control performance for management.

Travel within the UAE may be required. Strong communication and detailed risk management experience are essential for continued

Qualifications

• Bachelor's degree in a relevant field.
• 7+ years of experience in retail banking, back-end operations, QA, governance, compliance or risk.
• Strong communication skills and teamwork.
• Detail-oriented with organizational skills.
• Proficiency with MS Office.
• Good knowledge of UAE banking practices and regulations.

Responsibilities

• Ensure sales channels follow compliant work streams and standards.
• Monitor agencies' performance and practices in sales activities.
• Validate processes to ensure risk and control compliance.
• Inspect running processes and address non-compliance with corrective actions.
• Design policy frameworks aligning sales strategies with regulations.
• Monitor KRIs and define scoring cycles.
• Conduct risk/control assessments within defined cycles and logs.
• Collaborate with stakeholders to close process and regulatory gaps.
• Analyze performance trends to improve quality and workflows.
• Oversee lead management fairness and prevent duplication or misuse.
• Prepare dashboards and reports on operational controls and compliance.
• Coordinate with other departments to implement controls.
• Support compliance with GIA and 2nd LOD recommendations and CAP targets.
• Oversee sweep checks for clean desk and data handling.
• Execute additional assignments from Management.

Skills

Strong communication

Problem solving

Attention to detail

Organizational skills

MS Office

Knowledge of UAE banking practices

Education

Bachelors degree

Tools

Banking software

Job description

Job Description:

Role : Sales Governance & Control Senior Officer

Location : Abu Dhabi

Role Purpose:

To ensure required adherences to internal protocols, ethical standards and compliance standards to ensure right risks and controls and right practices are in place and executed by all assigned Sales channels within Retail Banking. The officer will monitor risk, assess functionality through regular monitoring, and implement controls to mitigate operational risks, identify areas of improvement, and maintain a strong culture of compliance and operational efficiency.

Key Accountabilities of the role

1. Ensure sales channels follow controlled work streams with due compliance and standards.
2. Conduct monitoring of agencies involved in the sales activity – in terms of performance, practices and effectiveness.
3. Perform checks and validations to assess process adherence and sales practices to ensure right risk and control executions aligned to compliance standards.
4. Conduct periodic inspections and tracking of running processes and implementations to protect the overall sales environment and controls. Investigate and address any non-compliance or control weaknesses, recommending corrective actions where necessary
5. Design system frameworks of policies, and practices to result alignment to sales strategies, customer experience and regulation standards.
6. Monitoring key KRI and ensure scoring as per defined cycles.
7. Conduct risk and control assessments assigned under the defined cycles and management incident logs and related risk management system actions for the assigned sales units
8. Identify and work with business / stakeholders to close process and regulatory gaps protecting unit and overall organization from vulnerabilities.
9. Analyze business performance and trends in areas of first pass rates, business quality across sales channels to identify areas for improvement and suggest optimization of operational workflows.
10. Monitor lead management process from a fairness perspective and other challenges like duplication, mis-handling and unauthorized access to leads. Ad-hoc investigation of customer complaints and staff misconduct.
11. Create regular dashboards, process guidelines, circulations and related documentation to benefit as reference for sales channels and build awareness. Prepare detailed reports on operational control performance, compliance status, and any significant issues to management
12. Collaborate with other departments to design and implement effective business controls across Sales channels and associated units.
13. Support Sales units where required, in complying with GIA and 2nd LOD recommendations. Follow up on issues raised and recommendations made by GIA within assigned departments & monitor CAP target dates
14. Oversight and periodic independent conduct of sweep checks within Sales offices to ensure adherences to clean desk policies and data handling
15. Execute any additional activities or assignments deployed by Management based on business needs.

Specialist Skills / Technical Knowledge Required for this role:

• Bachelors degree required (preferably in business administration, law, finance, or related field)
• Over 7+ years’ experience in retail banking / back-end operations / QA / Governance/ Support / Compliance / Risk (expertise in using banking software and applications preferred)
• Strong communication skills & team player
• Excellent Problem Solving and attentiveness to detail
• Strong understanding of banking operations, internal controls, and regulatory requirements.
• Detail Oriented and Strong organizational skills
• MS office skills
• Good Knowledge of UAE banking practices, regulations & risks.
• Willingness to travel within the UAE.